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INDIVIDUAL & FAMILY PLANS HIPAA PPO GUARANTEED ISSUE Form
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FAQs
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How do I fill out the Amazon Affiliate W-8 Tax Form as a non-US individual?
It depends on your circumstances.You will probably have a form W8 BEN (for individuals/natural persons) or a form W8 BEN E (for corporations or other businesses that are not natural persons).Does your country have a double tax convention with the USA? Check here United States Income Tax Treaties A to ZDoes your income from Amazon relate to a business activity and does it specifically not include Dividends, Interest, Royalties, Licensing Fees, Fees in return for use of a technology, rental of property or offshore oil exploration?Is all the work carried out to earn this income done outside the US, do you have no employees, assets or offices located in the US that contributed to earning this income?Were you resident in your home country in the year that you earned this income and not resident in the US.Are you registered to pay tax on your business profits in your home country?If you meet these criteria you will probably be looking to claim that the income is taxable at zero % withholding tax under article 7 of your tax treaty as the income type is business profits arises solely from business activity carried out in your home country. -
How does a Trinidadian fill out part II and part III of an W-8BEN form when opening an individual account?
For Part II you write in where you reside on Line 9 and on Line 10 the withholding rate from 0 to 30% depending on which article of the US/Trinidad tax treaty applies to you. Then write in the type of income and the treaty article that applies to your income. The most common are Article 9 for business profits or Article 11 for personal services, but not knowing your particular circumstance I can't say if one of those is correct for you.Part III only requires your signature and the date signed. You are attesting that the statements in Part III are true. -
Can an individual with Dyscalculia knit with no problems? We have an employee who claims she can't count accurately. We count out bags for her to fill. However, this employee can knit complex things like a coat, etc. How is that possible?
Maybe it’s similar to how someone can drive familiar roads without any issue, but if they’re heading somewhere unfamiliar, they get flustered. Or how someone who’s counted calories for a while knows an accurate serving size of cereal by sight, but still needs to haul out the food scale to weigh a chicken breast. I can tell you how far it is from here to my nearest major city in terms of time, but I always have to look up the actual mileage because that info doesn’t stick.Maybe your employee just has a knack for knitting and doesn’t need to count—plus, as a knitter myself, I can tell you that we have a LOT of tools to make stitch- and row-counting as easy and stress-free as possible. Also, once you memorize a pattern, the muscle-memory takes over, allowing your mind to wander.This is far different from having to pay attention to new numbers, especially if she hasn’t developed a system to keep accurate track of numbers, or has been discouraged from using her system. So: I have no idea if your employee has this condition, but it IS entirely possible. -
What could a 20-year-old do to potentially improve their quality of life?
Take a 10-30 minutes walk every day. Sit in silence for at least 10 minutes each day. Sleep for 7 hours. Live with the 3 E’s — Energy, Enthusiasm, and Empathy. Play more games. Read more books than you did the previous year. Spend time with people over the age of 70 & under the age of 6. Dream more while you are awake. Eat more foods that grow on trees and plants and eat less food that is manufactured in plants. Drink plenty of water. Smile and laugh more. Don’t waste your precious energy or time on gossip. Forget issues of the past. They’ll just ruin your present happiness. Don’t have negative thoughts or things you cannot control. Instead invest your energy in the positive present moment. Realize that life is a school and you are here to learn. Problems are simply part of the curriculum that appear and fade away like algebra class but the lessons you learn will last a lifetime. Eat breakfast like a king, lunch like a prince and dinner like a beggar. Life is too short to waste time hating anyone, so don’t even try. Don’t take yourself so seriously. You don’t have to win every argument. Just agree to disagree. Make peace with your past so it won’t spoil the present. Don’t compare your life to others’. You have no idea what their journey is all about. Don’t compare your partner with others either. What other people think of you is none of your business. No one is in charge of your happiness except you. However good or bad a situation is, it will change. Your job won’t take care of you when you are sick. Your friends will. Stay in touch. Get rid of anything that isn’t useful, beautiful or joyful. Envy is a waste of time. You already have all you need. No matter how you feel, get up, dress up and show up. Call your family often. Your inner most is always happy. So be happy. Each day give something good to others.
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