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hello everyone DJ here let's buckle down for what could be a very interesting or complex or confusing or illuminating episode like any new year there are a lot lots of changes coming our way and while I know we could have a great deal of fun identifying all of those potential changes I'm going to keep that list pretty short and simple I'm only going to talk about one thing today as far as New Year and that is TRICARE now right away we know this can get complicated and there will be a lot of terms that I'm going to use that will sound alike these brace yourselves for that I apologize those aren't my terms that I'll be using they are the terms used by TRICARE I'll do my best to make this easy if you'd like to double-check anything that I say today I'm going to include a lot of references in the reference section a lot of links to give you more information about whatever I say and when I say more information I need it I'm not going in depth into TRICARE today I'm just going to talk about

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