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  3. Enter your official contact and identification details.
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Instructions and help about mortgage prequalification

Hey good morning this is Blake vents with first colony mortgage this is the second installment of our video series about how to create successful homeowners and today we're going to talk about pre-qualifying someone to buy a home and really how much home they can afford a lot of times people call me and say hey Blake you're my realtor referred you referred me to you I need to know how much I can qualify for well what you can qualify for and what your budget supports are probably two different things so I like this hand that back to the buyer and say well what does your budget support and here's why I say that and in today's market I can qualify people up to 55 percent their total debt can be 55 percent of their gross income so if I make $4,000 a month and that's about the median income for our family a household in Washington County if I make $4,000 a month that means that the lender for me I can allow you to have income up to 55 percent of that that means $2,200 a month I can allow yo

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