
CONSTRUCTION VALUATION TRAINING GUIDE Benefits Va Form


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People also ask
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How nearby should a comparable be to the subject property?
Comparable sales from within the same market area (including subdivision or project) as the subject property should be used when possible, and must be used in certain instances (see below).
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What is provided by a VA assigned appraiser?
The fee appraiser will estimate the market value of the property in ance with the Uniform Standards of Professional Appraisal Practice (USPAP) and VA appraisal guidelines. The appraiser will note any readily apparent repairs needed for the property to meet VA's Minimum Property Requirements (MPRs).
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How far can a VA appraiser go for comps?
The VA generally wants to see three comparable sales from within the past six months, and usually never more than the previous year. Ideally, the closer the comps to your purchase, the better, but proximity isn't aways feasible, especially in rural areas.
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What are the red flags for VA appraisals?
Red flags in a VA appraisal include issues like unsafe wiring, structural damage and pest infestations. The appraiser will note these problems and require them to be fixed before approving the home for a VA loan. Other concerns can be peeling paint or inadequate access to safe water.
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How many miles can an appraiser go for comps?
How far out do appraisers go for comps? Ideally, appraisers will use comparable sales located within 1 mile of the subject property. However, you may have to go farther out geographically to find appropriate comp sales, especially if you work in a rural area.
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How many comps should an appraiser use?
Here's my rule of thumb: using the above characteristics of quality comps, find three to four active comps and find three to four sold comps. Formal appraisals only use sold comps. Appraisers know that a sold property reflects the market, as the property actually sold.
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How long is a VA new construction appraisal good for?
Expiration Date: (six months from date of appraisal).
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Can VA buyer pay more than appraised value?
Except, if the purchase price exceeds the reasonable value of the property, the difference between the purchase price and the reasonable value must be paid by the veteran in cash without borrowing. For construction loans only, equity in the secured property counts as a downpayment for calculating the funding fee.
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