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Sample Profit and Loss Statement for SelfEmployed Borrowers Form

Sample Profit and Loss Statement for SelfEmployed Borrowers Form

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Instructions and help about Sample Profit And Loss Statement For SelfEmployed Borrowers

hi everyone welcome back to ask your instructor presented by campus mortgage today's question is when is a profit loss statement required for self-employed borrower great question as a senior underwriter here are my thoughts a profit loss statement is not always required on self-employed borrowers unless the loan application is dated more than 120 days after the end of the business tax year or if the lender believes that it is needed to support its determination of the stability or continuance of the borrower's income also if the previous year's tax returns have not yet been filed for example on extension then an audited year-to-date profit loss statement for the previous year would possibly be required in most cases always check for your investor or lender overlays as it may depend on the type of business and the business cash flow this concludes our one minute video as always don't forget to download a course catalog at campusmortgage.org

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