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And , Two Individuals, as Joint Form

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joint accounts can be a really useful way to manage your money as a couple or with a friend or housemate but they're not without risks now not everyone in a relationship wants or needs a joint account with their partner but if you're considering one here's what you should know so what is a joint account well a joint account is usually shared by two people although some banks allow up to four names on the account each person named can make withdrawals and deposits they're also all equally responsible for managing the money in the account including debts which I'll talk more about later you'll also both get your own debit card and separate login details to your online account now there are a few reasons why you might consider a joint account so if you've got shared expenses like a mortgage rent and bills having the payments all leave the one joint account can be more practical than transferring money from different accounts each mon

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