Get And Sign Virginia Deed Of Trust Form 2001-2021
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People also ask sample deed of trust
Is Virginia a mortgage State?How are mortgage liens treated in Virginia? Virginia is generally known as a title theory state where the property title remains in trust until payment in full occurs for the underlying loan. The document that secures the title is usually called a deed of trust.
Is a deed of trust legally binding?Answer: Sometimes known as a deed of trust, a declaration of trust is a legally binding document which confirms or declares that two or more people own a property as tenants in common; that they hold the property on trust for themselves, and details the financial arrangements between them and/or anyone else who has a ...
What happens when a deed of trust is paid off?The property's title remains in the trust until the loan is paid off, or satisfied, then it is released from the trust. To complete the release, the lender prepares a deed of reconveyance. This document states that the conditions of the loan have been met and you have no further financial obligations to the lender.
Who is the trustee in a deed of trust?The trustee is a neutral third-party who holds the legal title to a property until the borrower pays off the loan in full. They're called a trustee because they hold the property in trust for the lender.
Is a deed of trust public record?State law also requires that a copy of the deed of trust be recorded in the county recorder's office. The county recorder is a public servant who indexes and files all documents related to real estate.