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What startups are looking for funding in March 2011? For the next three days, I'll be sitting with the VC team at USVP, one of Silicon Valley's biggest VC firms. I'm watching TED with them for the next three days at their offices on Sand Hill Road.Payoff.com is a social finance platform enabling communities to fulfill their individual and collective dreams. We launched public beta in January 2011 and have collected 1,000+ dreams, of which over 90% are related to money. Payoff helps people fund their dreams and signNow their goals, like saving for a house or vacation, adopting a child, paying off credit cards, and starting a business, in addition to connecting them with other people working towards the same things. The current product enables users to share their dreams, set up goals, link and track financial accounts, earn badges, and receive cash Sur-Prizes for progress. We provide tools from top-quality partners, as well as educational content to help move users to action and success. Ultimately, we provide a more intuitive way for users to understand how they are spending their life -- it’s not about the dollars, but it’s about the positive use of money, time, talent, and charity. We aim to own dreams and achievement on the web. Payoff will create meaningful social connections and dialogue through dreams, goals, implicit communities based on personal transactions (the “real-life check-in”), and our partners. In addition, our relevance and recommendation engine is guided by a Science Advisory Board, with leaders from Cal-Tech, USC, and Northwestern. We recognize that achievement and financial behavior, like most decisions, is driven by emotions, not budgets and lists, and we are signNowing people in this emotional space. One user told us, “I feel more encouragement from these badges than I think you will ever know. I'm not the most emotional person but I have been so poor for most of my adult life trying to get through school that the day [the] "STASH" badge was awarded to me I cried!” Payoff is founded by Scott Saunders (Walz Group, Inc 500) and Eden Warner (pre-revenue to profitability CFO at Fandango), along with folks from Yahoo! and SpotRunner. You can view a video about us at and contact us at firstname.lastname@example.org. Also, check out what folks are saying: AOL WalletPop: http://www.walletpop.com/2011/01...Business Insider: http://www.businessinsider.com/p...U.S. News Money: http://money.usnews.com/money/bl...
How do I fill the JEE (Main) application form?This is a step by step guide to help you fill your JEE (Main) application form online brought to you by Toppr. We intend to help you save time and avoid mistakes so that you can sail through this whole process rather smoothly. In case you have any doubts, please talk to our counselors by first registering at Toppr. JEE Main Application Form is completely online and there is no offline component or downloadable application form. Here are some steps you need to follow:Step 1: Fill the Application FormEnter all the details while filling the Online Application Form and choose a strong password and security question with a relevant answer.After entering the data, an application number will be generated and it will be used to complete the remaining steps. Make sure your note down this number.Once you register, you can use this number and password for further logins. Do not share the login credentials with anyone but make sure you remember them.Step 2: Upload Scanned ImagesThe scanned images of photographs, thumb impression and signature should be in JPG/JPEG format only.While uploading the photograph, signature and thumb impression, please see its preview to check if they have been uploaded correctly.You will be able to modify/correct the particulars before the payment of fees.Step 3: Make The PaymentPayment of the Application Fees for JEE (Main) is through Debit card or Credit Card or E Challan.E-challan has to be downloaded while applying and the payment has to be made in cash at Canara Bank or Syndicate Bank or ICICI bank.After successful payment, you will be able to print the acknowledgment page. In case acknowledgment page is not generated after payment, then the transaction is cancelled and amount will be refunded.Step 4: Selection of Date/SlotIf you have opted for Computer Based Examination of Paper – 1, you should select the date/slot after payment of Examination Fee.If you do not select the date/slot, you will be allotted the date/slot on random basis depending upon availability.In case you feel you are ready to get started with filling the application form, pleaseclick here. Also, if you are in the final stages of your exam preparation process, you can brush up your concepts and solve difficult problems on Toppr.com to improve your accuracy and save time.
How should I proceed with my application for the MBA program in ISB?The first thing a potential MBA applicant should do is introspect and understand why they want to do an MBA and whether it aligns with their career plans. An MBA is fairly demanding in terms of the effort required for the application, monetary investment and the opportunity cost. This introspection will also help the candidate during their essay writing and application process. Speaking to alumni and current students will help provide perspective, the ground reality and experience students have had.ISB typically has 2 rounds of application (September/October and December/January). For the 2019 intake, ISB announced a Round 3 as well, but that doesn’t seem likely again.Once you do decide to apply to ISB, you will be required to follow certain steps:Taking the GMAT/GRE: the first thing one should do is prepare and take one of these exams. GRE is now accepted by most Business Schools. Preparation time ranges anywhere from 1-6 months, so plan ahead and start studying at least 10 months before the application deadline. This will give you enough time in case the test needs to be taken again. The average GMAT score at ISB is 709.Sending ISB your official GMAT report: you can do this on the day you take the test for free or later by paying an additional fee.Building your story:Essays: these need to go through several iterations to be just perfect. So start developing your story and collecting material for the same about 2 months in advance. Be sure to write original content even if you’re tempted to pick up a few lines from Google. ISB puts all its applications through plagiarism check and considers unoriginal content a very serious offense. Consider going to an Admissions Consultant if you don’t feel confident about doing this yourself. ISBmantra has a team of experts who are former ISB Admissions Officials: https://www.isbmantra.com/people... However, do start the process early enough as the consultants may also be super packed closer to the deadlines.Resume: ISB doesn’t need a resume but requires you to fill out a detailed application form about your work experience and personal details. It would be beneficial to collect your achievements at work and collate them into a document. Do not forget to highlight your extracurricular activities and hobbies. Ideally, you shouldn’t bring up things from high school and before unless they are really impressive. Focus on activities and achievements in the last 3-4 years.Letter of recommendation: ISB requires you to submit one letter of recommendation. This should ideally be from someone at work, who you have had a close working relationship with. Remember, it’s better to ask your manager for this than the CEO of the company as your manager would have spent more time with you and will be able to comment more comprehensively on your qualities and achievements. It’s completely alright to sit with your recommender and discuss areas that you may want him to highlight in the context of specific projects and tasks you may have taken up in the past.Application form: Do take out good time to fill this well as it is very detailed and requires you to fill in several details and upload a number of documents. Be sure to have collected and scanned these in advance.Application fee: this has to be paid online at the time of submitting the application.ISB views your application holistically, so make sure you complete each component of the process well. Once you have submitted the application, it may be wise to start preparing for the interview since ISB gives just 5-7 day notice before your actual interview.Feel free to drop us a line at email@example.com to get a more profile-specific advice.All the Best!ISBmantrawww.isbmantra.com
How do you get to become a Computer Science TA/Head TA in colleges like Stanford, MIT, or Caltech?At Stanford, I was the head TA for CS106* courses twice during the 2001-2002 academic year. CS106A + CS106B (or CS106X) are the first classes a Stanford CS major usually takes. I was a second year co-term masters student, so at the start of the academic year I had already been a CS106* section leader  for two years. Bob Plummer - the lecturer I TA'd for - was my undergraduate advisor and knew me fairly well, and I'm pretty sure he simply asked me if I would be the head TA for his course. I am fairly certain that this was standard for a lot of the introductory CS courses - lecturers usually found TAs among the people they knew well since there were a LOT of co-term students at Stanford.I've never been a TA for a more advanced course, but I vaguely recall that the selection process there was also somewhat informal and that established relationships with professors were certainly helpful in securing TA (and definitely head TA) positions. I don't remember how newly minted graduate students who had to fulfill their TA requirements were assigned to classes, so perhaps someone else could fill that in.  Section leaders at Stanford are (mostly) undergraduate TAs for the CS106* course series. Each course has a number of section leaders who teach sections, grade assignments, and provide help to students, and one head TA who organizes and supervises the section leaders, helps the lecturer with section notes, exams, grading, etc etc. It's an awesome program that I'm forever grateful to have been a part of. Also see: How does one become a CS106 section leader at Stanford?
How is an attempt counted in the UPSC 2019?Current Scenario:If on the day of the prelims exam, you appear in the morning exam (GS Paper-1), then it will be counted as an attempt, even if you do not appear in the afternoon exam (CSAT Paper-2).However if you’ve only filled your prelims registration forms, got your admit cards also but do not appear in any exam, then it will not be counted as an attempt.Future (Possible) Scenario:On an average, 10 lakh candidates fill up the exam forms and less than half the people show up on the day of the exam. This incurs huge costs to UPSC in terms of printing the question papers & OMR sheets, hiring invigilators, and roping in exam centres to accommodate the large number of candidates. Hence UPSC had asked the Government to allow it to treat filing of the application form itself as an attempt. However, it has not been acted upon as can be seen in the notification form of 2019.Personally I feel it is a good measure that should be implemented, which is not only cost-effective but will also weed out those candidates who casually give the exam, just to get a feel of it.
How do I copyright my works (design, codes, graphics, etc.) in the Philippines?All requests for copyright are to be filed with the Intellectual Property Office (IPO), which is empowered to process copyright applications on behalf of the National Library of the Philippines (NLP), the national custodian of copyright.You will need to fill out and submit a Copyright Registration and Deposit Form to the IPO, which will then process your request. Don't forget to bring valid ID when filing the application. You must also enclose in your application two copies of the work being copyrighted, and pay a filing fee (this is ₱625 in Metro Manila and ₱750 everywhere else). Afterward, your application is processed, and after encoding and archival, you will receive a Certificate of Registration and Deposit, formalizing the copyright claim.What happens with those copies of the work being copyrighted? Well, all works submitted for copyright will eventually be sent to the National Library for copyright deposit, the local term for legal deposit.(EDIT: Note that in the Philippines, copyright is conferred automatically upon creation of the work. If you're copyrighting something like a website, you don't need to go through the IPO process; a simple copyright notice will suffice. However, registration ensures that the work is recorded as being copyrighted, and so you have a stronger legal defense in the event someone decides to steal your work and you want to sue.)
How do I zero down to a particular term insurance plan and be sure that my family faces least difficulty in claiming it?Your family will face the least difficulty in claiming the benefits arising out of an unfortunate event whenWhile taking term you put up all the information correctly. If you smoke you mention you smoke , if you take alcohol you mention you take alcohol. Mention all illnesses that you have and the medications if any you take to counter them.Once you have taken the cover sit with your spouse or family and make them understand the claims process , make them aware about the office addresses ,the help line number etc. Many people think that just buying a term is adequate , it is not. Making your family members understand about the claims process and term benefits is equally important.A contract of insurance is based on the Principle of “uberima fides” meaning the contract or the insurance is accepted in utmost faith. Any incorrect information from your end would terminate the benefits of your policy.If there are more than one dependents in your family , for eg your spouse and your mother , use bifurcation of term benefits. You can select what percentage of proceeds does one receive. You are under the duty to secure both your mother and your spouse , take care of that aspect.Make sure premiums are paid regularly.Check for additional riders such as disability benefit or terminal illness benefit applicable to your policy. Be aware about what your are buying.Buy online , it is easy , smooth and transparent. You will your details so it is assumed that you won't mention anything incorrect while filing the form.Just take these steps and you will be able to select just the right term for your self.
Is it possible to buy stocks from outside countries (e.g. NYSE), and how?I get this question multiple times in my inbox so let me put all the details in a single post.Can I trade/invest in foreign account as an international player ?The short answer is YES.But there are number of paper works to be done before you can start trading/ investing in a foreign account.Let us say you want to invest/trade in American stock market as a foreigner.What do you need to get started ?A completed account application form. You can get this from the brokers website.As an individual you need to fill out a W-8BEN form for tax purposes. In case you want to trade as an entity then you need to fill W-8BEN-E form.You need to have a passport, in case you don’t have passport any government photo-ID, along with a letter stating that you do not have a passport.A verification of your address, country of residence needs to be done by providing utility bill. Preferably brokers ask for a bank statement. The documents must be in English characters or certified English translation.Which Countries qualify ?Most countries can participate on US markets except a handful like Iran, Nigeria etc. You can know this easily by going to a international brokers website and check in the drop down menu if your country is listed or not.You can always pick up the phone and call these brokers if you have additional questions. They will walk you through additional paperwork that you may need to be complaint depending on your personal situation. Try to call multiple brokers as some brokers are easy on their terms if you satisfy basic requirements. Once you have setup your foreign account then you are good to go.Cheers.
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How can I become a foreign exchange student for free?Photo credit: UI International Programs via Flickr. ... Apply for Study Abroad Scholarships. ... Start Fundraising. ... Find a family or friend living abroad. ... Score a Cheap Flight. ... Go to a local, public school. ... Focus on free events. ... Eat at Home.
How do you get a student exchange program?To get started with an exchange program, you will need to contact a student exchange agency and look for the programs they offer. The exchange agency helps you in the steps to apply for an exchange program at a school or university and finds a host family for you in your host country.
How do I get into the student exchange program?To get started with an exchange program, you will need to contact a student exchange agency and look for the programs they offer. The exchange agency helps you in the steps to apply for an exchange program at a school or university and finds a host family for you in your host country.
How does student exchange program work?A student exchange program is a program in which students from a secondary school or university study abroad at one of their institution's partner institutions. A student exchange program may involve international travel, but does not necessarily require the student to study outside their home country.
Can I travel on long term disability?For those on Long Term Disability (LTD) planning a vacation can have some complications. ... Your insurance company may see traveling as being inconsistent with being disabled from gainful employment, so it is very important to know the correct measures to take when planning a trip.