Proof of Income Form

It seems to me you should just ask American Express if they have form you can fill out.  It seems odd they would want to see an earnings statement, but if you need to show some sort of proof of income, typically in the absence of a pay stub, your most recently-filed tax return should suffice.I'd really ask them first before automatically sending them your tax returns though.

Great answers by Dick Karp and David LaSpina.I can only add my two cents of knowledge to their insights.The first thing: citizenship and naturalization are two different matters.You can only get citizenship if you were born from Japanese parents, AND being registered within 3 months with your local Japanese consulate.AND when you signNow 20 years old, it's mandatory you choose whether lose your local citizenship or your Japanese citizenship.Should you not make a move, you lose your Japanese one by default.On the other hand, you might be naturalised Japanese (i.e.: become a non-born Japanese with a permanent visa) if all these criteria are met:- you're living for at least 5 years in Japan- you're at least 20 years old- you can read, write and speak Japanese fluently- you are willing to go through writing exams and interview processes- you have professional skills and $ to support yourselfEvery case is examined and weighed individually. Say, if one of your parents is Japanese (Japanese-born), the Ministry of Justice may wave the age and residence requirements. But again: it is a case-by-case process.Sources:Japanese nationality lawI want to become a Japanese nationalMany angles to acquiring Japanese citizenship | The Japan TimesAlso, I went myself to my local Japan consulate and talked with them.

I am one of the “poor”.I wasn’t for most of my life - I worked as a mechanical engineer and, according to the IRS, had paid taxes since I was 15 and a half and a lifetime’s earnings that stretched into millions of dollars of income (again… that’s income over my working life combined)… then I get hit by a truck and can no longer work. Yes, I have money in savings, but my monthly disability check is less than what I earned in three days of my work.During the beginning of me being on disability, I tried to give back to the community in any way I could - to make myself feel that I was not totally worthless.I volunteered at a local church food bank (two hours per month). The policy was one bag of food per month per person in the household. This food was bought by monies raised by donations to the church and donations from local grocery stores (day-old bread and canned food with a little ding or dent, etc). It was all good food, not C-rations from Vietnam.On one day (it happened all the time, just not at this level), a woman comes in with the proper proof of family size… eleven children and her parents… so fourteen bags of food… she came late on the last day of the month (we had four hours twice a month). We had run low on many items we included in the bags of food.The way this operation worked was: people line up and we open at noon. As people stand in line, volunteers hand out “menu” slips to make sure people did not get food they were allergic to or could not eat (for Kosher/Halal reasons or even no hard food for people with no teeth). It was well-planned… but if we were out of items, we were out. It wasn’t like we could call the grocery store and demand them to make an express delivery or anything…Back to this woman… she had her hair with a very nice weave. Long fingernails that had been expertly manicured and was definitely NOT wearing rags… as she received her bags of food (volunteers helped carry them to her fairly new Mercedes SUV), she complained that her kids do not eat green beans! Why green beans? Last month she got green peas that her kids like, but they won’t eat green beans! She demanded we go out to the store and BUY peas right now.BTW, before we could even offer to take the bags to her vehicle (it was our policy to do it anyway), she blurts out that she is disabled and in now way can carry even ONE bag by herself… I had also overheard her boasting to another person in line about how she gets welfare for each of her dependents (11 kids and her two parents)… for those outside the US, that’s about $10,000 per month in “meager government assistance”.… and she wants the FREE food to be swapped out for something else?Another incident happened at the “Social Services” office.I was there to get a form to fill out regarding my disability… a woman behind the counter had brought in THREE trays of cookies for the people in line.This woman was in front of me. She sees the cookies and asks the woman behind the counter if they are free. The woman says “Yes” and then they go about filling out the forms she was there for… as she leaves, she again asks, “These are free?” the clerk nods and says “Yep, I bring in cookies every day for the people in line”. Without hesitation, the woman in front of me picks up all three trays and dumps every cookie into her large purse as she says “My kids will LOVE these treats”… and walks away.Why do people have a low opinion of those in the US who receive “meager” benefits? There are people who use the system to get everything they can and abuse the generosity of taxpaying citizens.I have a couple more similar stories, one even worse than the two above combined, but I cannot type anymore.People see these stories of those who game the system for additional benefits, or outright cheat the system… demanding a food bank provide peas and not green beans when it’s free food… and you drive a MERCEDES?Taxpayers pay into the system that provides these “meager” benefits, and when they see how the people receiving those benefits cheat and scam the system ending up making MORE than the people being taxed to pay for their aid, it garners some resentment… “Why should I work my butt off, lose a third of my income to taxes, and these people who benefit from my work (via taxes) live better than I do? Why should I work at all?”“If they can afford bi-weekly hair weaves, top-end manicures and drive luxury cars, why do they need money from those working hard every day?”Not everyone games the system, but many do and get away with it. When caught, it makes news… therefore, the regular working “Joe or Jane” only sees the people getting benefits who are nothing but cheaters… the news does nt report about the normal welfare recipient or disabled person, they only report the schemers… and that is the only thing regular Americans see, so the resentment is justified in a way.If the regular American saw how MOST benefit recipients lived, they would see it in a completely different light.

MS applicants spend considerable time and resources preparing for the GRE, shortlisting and applying to schools, and choosing a final school (when lucky enough to receive multiple admits).The best idea is to gain an understanding of financing options while preparing applications and waiting for University responses. Knowing the options empowers MS aspirants to make the best decisions for the academic and financial futures.Type of Loans-Public sector banks: Collateral loansA number of banks offer education loans with collateral for MS studies abroad. Key features of such loan offers include:Up to 90% CoA cover. In some countries, the remaining 10% must be paid up front into the bank by the borrower; this is sometimes known as margin money.A variable interest rate of ~10.5%. In some cases, a discount may be applied for taking insurance against the loan. For, example, you may receive a 0.5% discount for such insurance although this is still an additional cost which factors into the total cost of a loan.In some countries, public sector banks require both collateral and a co-signer for loans. It’s important to be prepared for extensive paperwork and a long loan approval period.While it’s not a universal norm, the collateral requested in some countries requires a parental property to be put on the line - an option that isn’t available to everyone.Non-Banking Financial Corporation (NBFCs): co-signer loansNBFCs in some countries are enabled to provide financing for international education. Typical features of these loan offers include:An offer of up to 100% CoA cover, though a co-signer is always required, and collateral is often required for high-value loans.A proprietary interest rate which isn’t defined by a governing financial institute. It’s important to understand the full cost of any loan (including factors in hidden fees like loan sanction letter fee and currency conversion charges) to enable loan comparison.Loans might be assessed on the basis of co-signer credit score, as well as their salary and other credentials. This can be a real challenge for MS applicants whose co-signers are retired or have not built their credit histories.International lenders: No co-signer, collateral-free loansSome lenders, such as Prodigy Finance, provide loans to international students, often in the currency of the study destination country. Key features of such loan offers include:Loan cover up to 100% CoA without collateral or co-signers; these are merit-based loans provided on the basis of admission to a top-ranked international school.Customized interest rates that have a fixed component and a variable component – which is often the LIBOR rate of the loan currency.Online application processes that are often quicker than other loan providers - and typically more transparent as well.Prodigy Finance’s future earnings model assess your potential based on your post-masters income and career direction.In addition to no co-signer, collateral-free loans, Prodigy Finance borrowers are also eligible for value-added benefits like scholarships and careers support.Keep in mind that every loan offer has its own merits - and you should consider all of your options carefully. This quick guide is just a jumping off point to get you started. Education is an investment and study loans are a commitment; you’ll want to consider the future as well as the present because that acceptance letter is just the beginning.Want to see the terms Prodigy Finance can offer you?Applying for Prodigy Finance’s no-cosigner, collateral-free loans takes just 30 minutes. And, with no obligation to accept a provisional loan offer, there’s no reason to wait.Check more about Prodigy Finance- Prodigy Finance Answers your Top 10 Education-Loan Questions | YocketYou can decide about which type of Educational Loan you want as per your requirements.Share and upvote if helpful.

The filing of Income Tax returns is a mandatory duty along with the payment of Income Tax to the Government of India . As the season closes by (last date of filing return - 5th August for 2014), many new tax-payers are in qualms as to how to go with the procedure as well as do away with the seemingly complicated mechanism behind it .Following are some of the pointers , which I acquired through self-learning (all are written considering the tax procedures for an Individual, and not Companies or other organizations).  Here goes  :1) Firstly , it is important to understand that Income Tax return is a document which is filed by you stating your Total Income in a Financial Year through various sources of income i.e Salary , business, house property, etc . (Financial Year is the year of your income , and Assessment Year is the year next to it in which the tax is due . Eg - Financial Year 2013-14, Assessment Year 2014-15)It also states the Taxable income on that salary and the Total tax payable with surcharges and Education Cess . The Taxable income has an exemption of upto 2 lakh rupees(For an individual, and not a senior citizen) for this assessment year , and 2.5 lakhs for the next (As per the new budget) . You also get tax exemptions on various other investments/allowances such as HRA , Fixed Deposits , Insurance Policies , Provident Funds , Children's Education , etc under various clauses of Section 80.People should know that return is filed to intimate the Government of your tax statements and it should not be confused with the Tax-refund one gets if there is a surplus tax paid by you to the Government . Return is not Refund .2) Government of India collects Income Tax through three modes :a) TDS - Tax Deduction at Source . TDS is the system in which any corporation/business as an Employer is supposed to deduct the Income tax of an Employee from his/her salary at source and submit it to the GOI before the end of Financial Year . The tax is deducted regularly from the employee's salary in certain percentage so as to overcome the liability of Total Tax to be paid by the employer for the Financial Year.The Employer issues a TDS Certificate in the form of Form 16 or Form 16A to the Employee which would be used to claim the TDS by the employee while filing his/her return . Form 16 is the certificate issued for the tax deducted under the head Salaries . Form 16A is issued for tax deducted for income through other sources such as interests on securities,dividends,winnings,etc.If the employee has some extra income through other sources , he/she should intimate the Employer about it before so as to include it for TDS . The total tax paid by you through TDS is also available online on the TRACES portal which is linked to your Bank Account and PAN No. for your convenience . You can also generate and validate your Form 16 / 16A from the website to file your return online .b) Advance Tax and Self Assessment Tax .Advance Tax may also be called 'Pay as you earn' Tax . In India one has to estimate his income during the financial year.If your projected tax liability of the current Financial year is more than Rs 10000, you are supposed to pay Advance tax !This has to be paid in three instalments. 30 % by 15th Sept,60% minus first instalment by 15th Dec and 100% minus 2nd instalment by 15th March.For individuals who are earning only through salaries , the Advance Tax is taken care of through TDS by the employers and there is hardly any Advance Tax to be paid . But for individuals who have other sources of income , they have to pay Advance Tax .If one forgets to pay he is liable to pay interest @ 1% p.m.Self-Assessment Tax - While filing your Return of Income, one does a computation of income and taxes to be filled in the Return. On computation, sometimes it is noted that the Taxes paid either as Advance Tax or by way of TDS fall short of the Actual Tax Payable . The shortfall so determined is called the Self Assessment Tax which is payable before filing the Return of Income. c) TCS - Tax Collection at Source .Tax Collected at Source (TCS) is income tax collected by a Seller from a Payer on sale of certain items. The seller has to collect tax at specified rates from the payer who has purchased these items :    Alcoholic liquor for human consumption    Tendu leaves    Timber obtained under a forest lease    Timber obtained by any mode other than under a forest lease    Any other forest produce not being timber or tendu leaves    Scrap    Minerals being coal or lignite or iron ore    Scrap BatteriesSalaried Individuals are not concerned with TCS .3) Online Procedure for Filing your Return , Payment of Tax , and viewing/generating your TDS certificate .  a) Filing Income Tax Return :The procedure is as simple as it gets . You have to go to the E-filing homepage of the GOI , i.e https://incometaxindiaefiling.go... and login to your account . If you don't have an account yet , you can create it through the 'Register Yourself' link above it . All you need is a PAN No. (obviously) . After logging in , you have to go to the E-file tab and select the 'Prepare and Submit online ITR' option . Alternatively , you can select the 'Upload Return' option to upload your return through an XML file downloaded from the 'Downloads' tab and filled offline by you .You have to enter your PAN No, select ITR Form name 'ITR1' (Form ITR1 is for salaried individuals, income from house property and other income) , select Assessment year and submit .Now all you have to do is fill the form with the tabs Personal Information , Income Details , Tax Details , Tax Paid and Verification and 80G to complete your Return and submit it to the Income Tax Department .The 'Income Details' tab asks for your Total Income through various sources , and Tax exemptions claimed by you under various clauses of Section 80 . It also computes the Income tax liability of yours for that Financial Year . The 'Tax details' tab asks for the TAN (Tax Deduction Account Number) and Details of Form 16/16A issued by the employer/generated by you for TDS . It also asks for Advance Tax / Self Assessment Tax, if paid and the Challan no. of the payment receipt .The 'Tax Paid and Verification' Tab asks for your Bank Account Number and IFSC code . If there is a surplus tax paid by you in the form of TDS/Advance Tax , you will get its refund with interest in a 4 months period by the Income Tax Department . After submitting the Return , you get a link on your registered E-mail id . This link provides you the ITR-V document (an acknowledgement slip) which you have to download , print , put your signature , and send it to the Bangalore division of the Income Tax Department for completion of your Return Filing . The address is mentioned in the document . Alternatively , you can evade the ITR-V process and opt to digitally sign in the beginning of E-filing , but the process requires you to spend money and is to be renewed every year .b) Payment of Tax - You can pay the TDS (Not required for an individual, it is to be paid by the employer) , Advance Tax or Self Assessment Tax through the portal of Tax Information Network , i.e e-TAX Payment System After filling the required form (ITNS 280 for Income Tax) , you pay the tax through your Bank Account , and get a Challan receipt which will be used during filing your return .c) View/ Generate TDS Certificate online .You can do it by logging on to the TRACES portal of the Tax Deduction System , i.e , Page on tdscpc.gov.in You will have to register yourself before logging in through your PAN no.You can view the details of your TDS deducted by the Employer via From 26AS on the portal .Also , you can generate your TDS Certificate in the form of Form 16/16A by entering the TAN No. of your Employer .

I love Japan. However, I am a high status foreign man (despite my name and face). It was easy to be a high status (American, English speaking) foreign man in Japan. My job and my life have never been as easy as it was when I lived for 12 years in Japan being paid to speak my own language. As a nurse, I haven’t matched my Japanese income from 20 years ago yet. I had it easier than average Japanese men, who had to study and work “like a Japanese” to get where they are. I was simply born American and speak English. That’s another issue.On the other hand, it is not as easy to be a woman in Japan regardless of origin.Japanese women who wish to be more than a wife or mother face challenges like few others in the industrialized world. Japan ranks lower than all western nations on the list in the World Economic Forum’s Global Gender Report on gender parity. Japan, facing a labor force shortage and declining birth rates, is ignoring a vital resource by denying women opportunities to contribute in the paid labor force.The Global Gender Gap Report 2017See 9:03 in video below, but please watch the entire thing. Yes, not supporting Japanese women in the modern age could “kill” Japan.What Japanese women are saying about discrimination in JapanVideo: Rachel and Jun, YouTube (They don’t need my traffic. They have over 2.5 million subscribers to their channels. Rachel never gets angry. As a woman in Japan, she’s pissed here. Read their comment section.)Image: A Brief Introduction to Japanese FeminismA Look at Japanese Feminism and Japanese MisogynyEric Takabayashi's answer to Why should I never visit Japan?Eric Takabayashi's answer to When visiting Japan, what thing(s) impressed you the most, and what disappointed you the most?I don’t feel like going over sex crime or sexualization of underage girls in Japan again. Yes, reported number of sexual assaults are low in Japan. There are at least two reasons for that: limited legal definitions (from 1907) and Japan’s shame culture.Chikan (body contact) - WikipediaThings I hate about Japan: Chikan (Perverts) - How I Became TexanSexual assault in Japan: 'Every girl was a victim’ - Al JazeeraFile:Chikan sign in Okinawa City Monorail station.jpgPhotos: Tell Your Neighbors, Tell Your FriendsJapan’s Secret Shame review - breaking a nation’s taboo about rape - The GuardianEric Takabayashi's answer to If Someone were to grow up with no exposure to violence or ever given a reason to fear anything, what would happen if they were suddenly put into the world?Eric Takabayashi's answer to What was the most cringeworthy thing you ever saw a parent do while you were a teacher?I expect Japan lovers and a number of Japanese are going to react poorly, as they often do when people criticize Japan, even if the criticisms represent valid issues. I’ve been on Usenet since 1996 to know, and interacted with Japanese the entire time I lived there talking about social issues (as an American bleeding heart liberal who believed Japan on social issues resembled the US of the 1950s as my teacher mother described living in the pre Civil Rights era). I spent most of my time in Japan passing for Japanese to see how many common people spoke or behaved without “foreigners” around.No, I am not a Korean or Chinese paid troll or bot. You can deflect the issue and point out faults in the US or other nations, in answers relevant to questions about them. Yes, there may be tens of millions of people in the US who believe life in the US is shit for a variety of reasons. Women in the US may believe the situation is shit. I won’t deny it.Be able to admit what is wrong with your own country, the way Americans argue about the US and each other. Issues in your own nation with your own people and culture are more important to your lives and future e.g. “Why don’t many Japanese women want to get married and have children?”, than “Why did Americans vote for Trump?” or “Why do Americans love guns?”And I’ll repeat it, because people don’t get it: I love Japan. If I weren’t born American, I’d wish I were Japanese. If I didn’t live in America, I’d go back to Japan. I recommended Canada to my children.

I’m not sure why it matters if I’m a parent or not, but I will piggy back off the response provided by Matthew Bates:If a child does not eat at school just because the government is shut down, it’s because the parents did not provide a lunch or the money to purchase a lunch. An apple and a peanut butter sandwich are pretty cheap to provide, but heck, let’s let the government do it for a lot more money than the ingredients actually cost.Matthew Bates suggested, at the end of his response, that he will be labeled cold-hearted, selfish, or un-empathetic because of his opinion, and I suppose that label can be assigned to me, as well.It would be helpful if more people would educate themselves about what the F & R Federally-Funded Program actually means. Here are a few bullet points:The federal form that one must fill out in order to qualify for free or reduced-price (F & R) meals at school (breakfast and lunch) does NOT require proof of income. Additionally, the form conveniently provides an income table that shows the upper cap on income in order to qualify.Once a child is approved (a process in name only; everyone who signs the form is approved), not only are meals free for that family, but everything else at school is, as well. This means field trips, supplies that appear on the school’s website as listed by each teacher or grade level, and fees, such as a technology or copying fee.While the meal program is a Federally-funded one, the mandate to cover the cost of everything else, as well, is NOT funded by the Feds. So it’s up to the individual school districts to come up with the money, something that they pass on to their schools, usually covered by fundraising.Over the last 15 years of my teaching career, when I really started paying attention to how people were using F & R, I have observed the following:One dad, a successful journalist, applied for F & R based on the fact that he and his common-law wife had never legally married, and she was a stay-at-home mother. He told me, with obvious pride, that he was entitled to benefits like this provided by his own tax money.A single mom of one son enrolled him after the school year had started. On the day she brought him to school for the first time, she handed me her F & R form and asked me to make sure it got to the office for her. She was wearing very expensive designer jeans and heels and carrying a designer purse. I watched her walk away and get into an Escalade before driving off. Her son later told me that they lived with his mom’s boyfriend.For those of you who like to label some of us as cold and unfeeling, please keep in mind that, just like everyone else, our attitudes are shaped by our experiences. When you see abuse of a system, over and over, it is very easy to become cynical. Even those who live in poverty at my school talk about how it pays to just keep having more children because you get money for each child you have. I have overheard conversations like this while on duty outside at the end of the day. It’s amazing what people will talk about when they think they cannot be heard.If you haven’t checked out my expose on what’s happening in our public schools, maybe it’s time you did: Finishing School, by T.L. Zempel.

PAN card applications have been made easier when the Indian Government introduced an online application portal. You will either have to fill out Form 49A or Form 49AA. Persons holding an Indian Citizenship need to fill out Form 49A. If you hold a foreign passport, you will have to fill out Form 49AA. Thus, OCI Cardholders, PIO cardholders are all eligible to fill out Form 49AA, while NRIs holding an Indian passport can fill out Form 49A.Here are 12 simple steps for you to apply for an Indian PAN Card from abroadLog in to the PAN Card Website online here nsdl.comScroll down the page and click on the link that says “Apply for a new PAN card”Depending on your status, fill out either Form 49A or Form 49AARead the guidelines carefully before filling in your details. Make sure that your overseas address matches the one in your proof of address document.Remember do not fill in an Indian address if you are an NRI, PIO or OCI cardholder.Once the form is filled, cross-check all your information and verify that it is correct before clicking the “Submit” button.If your form was filled out correctly, an acknowledgement page should appear on your screen.Print out a minimum of two copies of this acknowledgement slip. Ensure that you keep one with yourself for future reference.Paste your photos wherever it is required. You will need to place your signature wherever required in black ink only.Self-attest all copies you have made of your passport and the document proving your residential address.You will need to send these documents by mail to NSDL, PAN Unit. The address is as follows:NSDL at 'Income Tax PAN Services Unit, National Securities Depository Limited, 3rd floor, Sapphire Chambers, Near Baner Telephone Exchange, Baner, Pune – 411045On the envelope, you will need to mention that it is a PAN card application, and also mention your acknowledgement number. Write this in the format “PAN Card Application – Your Acknowledgement Number”Once you have mailed your documents within 15 days of completing your on-line application form, then you can track your application using your acknowledgement number.

If you're a boss or employer, a proof of employment letter, also known as an employment verification letter, is a form of formal correspondence. The purpose of the letter or form is to verify that an employee works there, how much they make, and other information typically requested by a potential creditor.

The most common documentation for proof of income includes: Pay stub. Bank Statements (personal & business) Copy of last year's federal tax return. Wages and tax statement (W-2 and/ or 1099)

Pay Stubs. Pay stubs show an applicant's full name, employer's name, and contact information. ... Tax Returns. ... Bank Statements. ... Letter From Employer. ... Profit & Loss Statements. ... Social Security Benefits Statements. ... Court-ordered Agreement.

An employment verification letter, also known as a 'proof of employment letter', is a form that verifies the income or salary earned by an employed individual. This type of verification letter is commonly used when someone seeks housing or is applying for a mortgage.

An employment verification letter confirms the current or former employee's employment status. The employment verification letter is a response to a request for information from a potential employer, government agency, or bank, for example. ... The potential employer may verify dates of employment and salary.