I 20 Form Download

Take a 10-30 minutes walk every day. Sit in silence for at least 10 minutes each day. Sleep for 7 hours. Live with the 3 E’s — Energy, Enthusiasm, and Empathy. Play more games. Read more books than you did the previous year. Spend time with people over the age of 70 & under the age of 6. Dream more while you are awake. Eat more foods that grow on trees and plants and eat less food that is manufactured in plants. Drink plenty of water. Smile and laugh more. Don’t waste your precious energy or time on gossip. Forget issues of the past. They’ll just ruin your present happiness. Don’t have negative thoughts or things you cannot control. Instead invest your energy in the positive present moment. Realize that life is a school and you are here to learn. Problems are simply part of the curriculum that appear and fade away like algebra class but the lessons you learn will last a lifetime. Eat breakfast like a king, lunch like a prince and dinner like a beggar. Life is too short to waste time hating anyone, so don’t even try. Don’t take yourself so seriously. You don’t have to win every argument. Just agree to disagree. Make peace with your past so it won’t spoil the present. Don’t compare your life to others’. You have no idea what their journey is all about. Don’t compare your partner with others either. What other people think of you is none of your business. No one is in charge of your happiness except you. However good or bad a situation is, it will change. Your job won’t take care of you when you are sick. Your friends will. Stay in touch. Get rid of anything that isn’t useful, beautiful or joyful. Envy is a waste of time. You already have all you need. No matter how you feel, get up, dress up and show up. Call your family often. Your inner most is always happy. So be happy. Each day give something good to others.

Okay I’ll show you what.People using nonsense short-forms throughout the conversation. Yes, and that too without proper punctuation. Not even a question mark.At times, I can’t even interpret what the person means. How many seconds do they actually save by typing out such senseless things?Please stop using codes. I’m not a computer.People who stretch out words with repetition of letters till it gets so annoying.I think these people are making up for the time saved by those short-form lovers. For what? To make the universal time spent on typing be a constant?In your language, I should say “Stoopppppp!”Excessive use of the letter - ZThe number of unnecessary Z’s in your texts is inversely proportional to how cool you are. Not the other way around.Excessive use of full-stops.I mean what is the deal with all the full-stops? Are you singing a song or something? Or are we playing fill in the blanks game so that I have to fill out all the dots? I don’t understand.Using JUST emojis. What situation be, no change.These people make me want to hate emojis altogether. For God’s sake, speak it out. This isn’t a primer book and I’m not a two year old.The always online one who won’t reply, especially when helps are asked.To add to it, the person not only stays online the whole time but changes his dp twice and updates his status stating how bored and jobless he is. But busy enough to send me a single picture. People, I tell you. -_-Keeps sending each word as a text.This could’ve been wrapped up in two texts. These people probably doesn’t know how disturbing it can get when your phone beeps and vibrates at the rate of 1 time/second.Those people who sends only those stupid chain messages.Reaaally? If you keep sending such messages, your whole contact list will have you in their block list. Oh yeah, I’ll frame it this way. The one BIG thing God fixed for you is the mass block action of your contacts.People who use swear words too much such that it finally makes you scared.Using all the swear words you know in a single conversation and keeping up the ‘swag’. Too much of the F word is giving me a headache.Inconsistent in the cases.Is there something wrong with your keyboard? I’ll pay for it myself to get it fixed. It takes me a hell lot of time to type a single word with all that switching of cases. How, man? WHY man?Taking too much advantage of the revoke feature.Consider yourself finding a large no. of messages from a person and opening up the conversation to see this. *facepalm*In how many messages can someone possibly make a mistake?Then I would also like to mention those people who won’t pick up the calls even if they had sent you a text 20 seconds ago. What could have happened in that span? You got run-over by a bus?The number of unknown guys who keep sending messages saying that they’re ‘interested’ is increasing.Seriously guys, go get a life. :3Thank you for scrolling all the way down. Cheers.PS: All the conversation screenshots attached are made up and are meant for reference.

Payoff.com is a social finance platform enabling communities to fulfill their individual and collective dreams. We launched public beta in January 2011 and have collected 1,000+ dreams, of which over 90% are related to money. Payoff helps people fund their dreams and signNow their goals, like saving for a house or vacation, adopting a child, paying off credit cards, and starting a business, in addition to connecting them with other people working towards the same things. The current product enables users to share their dreams, set up goals, link and track financial accounts, earn badges, and receive cash Sur-Prizes for progress. We provide tools from top-quality partners, as well as educational content to help move users to action and success. Ultimately, we provide a more intuitive way for users to understand how they are spending their life -- it’s not about the dollars, but it’s about the positive use of money, time, talent, and charity. We aim to own dreams and achievement on the web.  Payoff will create meaningful social connections and dialogue through dreams, goals, implicit communities based on personal transactions (the “real-life check-in”), and our partners.  In addition, our relevance and recommendation engine is guided by a Science Advisory Board, with leaders from Cal-Tech, USC, and Northwestern. We recognize that achievement and financial behavior, like most decisions, is driven by emotions, not budgets and lists, and we are signNowing people in this emotional space. One user told us, “I feel more encouragement from these badges than I think you will ever know.  I'm not the most emotional person but I have been so poor for most of my adult life trying to get through school that the day  [the] "STASH" badge was awarded to me I cried!” Payoff is founded by Scott Saunders (Walz Group, Inc 500) and Eden Warner (pre-revenue to profitability CFO at Fandango), along with folks from Yahoo! and SpotRunner. You can view a video about us at and contact us at scott@payoff.com. Also, check out what folks are saying: AOL WalletPop: http://www.walletpop.com/2011/01...Business Insider: http://www.businessinsider.com/p...U.S. News Money: http://money.usnews.com/money/bl...

Few years back, I was traveling from Vienna to Budapest by train. I had a Eurorail travel pass as I had been traveling in Europe for a longer period. Although the pass had my passport number printed, it had a form attached for the pass holder to fill their name. I didn't consider it necessary and out of laziness left the form blank. I used it for over a month and nobody bothered about it anyways.During this journey, the train conductor came to verify the ticket. When I showed him the pass, he took out his phone, clicked a picture of the pass and said that I should have written my name on it. According to him, he had no doubt that the pass belonged to me but he was tied by the rules. Then he said that the fine was 50 euros but I could get by with 20. I immediately realized his intention to make some quick money. I told him that I was carrying only credit card and no cash. He asked me to get down at the next station and left.I had no intention of getting down in the middle of nowhere so I stayed. After sometime, another conductor came and asked me to follow him. He took me to a cabin in another coach. The first conductor was already sitting there. They asked me how much money I had. I said I had nothing in euros. Then they asked me what currency I had. I told them I had 400 Indian rupees (5 euros). Both of them immediately took out their phones and started checking the exchange rate. Somehow instead of being stressful, I found the situation very funny. I could see the disappointment on their faces and wondered how they'd react. After thinking for a few moments, they accepted 400 rupees and let me go. It was both ridiculous and funny and just made my train journey a bit more eventful.

Around 1993 or 1994, I was working at a community clinic, which is basically slave labor for trainees / interns. Little to no pay, but you get supervision and rack up a lot of hours quickly. Mental Health Services were on the 4th floor, and regular health services were on the 3rd floor, and we’d get a fair number of referrals from the health clinic. A lot of drug users and alcoholics, cases of abuse, runaway teenagers, and so forth. If you were one of the on-call trainee / interns, you handled the walk-ins and referrals as they came, so you never really knew who or what was going to walk in that door.I had a walk-in one afternoon, and this guy could have been my youngest brother’s twin. I did a double-take when he came in the door, holding his referral slip from downstairs in his hand. He told me his name, it was the same name as my brother. So that was a little unsettling. He filled out his paperwork slowly, distractedly but only got about halfway through it and then came back to the counter and asked if it was necessary to finish the whole form, or could he do it later, or while we talked? Sure, that was not a problem, so I led him to one of the session rooms. He sat down and handed me his form, half filled out. I looked it over; his handwriting was neat and legible, so apparently not a drug addict or alcoholic. No spelling errors, he had the day and date correct, so no cognitive issues, at least not yet. He was dressed casually but appropriate. Typical 19 or 20 year old kid, damn if he didn’t look just like my little brother. And the same name, too.I was still scanning over his paperwork, and was just about to ask him what brings him here today, and how can we help him, when my eyes hit on the point at which he had stopped filling out the form. He had only just now come from getting the results of his blood test: positive for HIV.I didn’t need to ask what brought him here today.There sat my little brother’s double, across from me, barely 19 or 20 years old, looking me straight in the face, white as a sheet, and incredibly sad and terrified at the same time and begging for someone to do something to make this go away and not be real, to turn the clock back one hour, one week, one month and change everything. What can you possibly say in a moment like this? “How can I help you?” That falls so far short of what is wanted and needed.In all honesty, I can’t remember how the rest of that hour went. I vaguely recall setting up some plans with him to follow up with the health clinic, keep his next appointment, talking about next steps, etc. Filling out the rest of his paperwork with him, and writing some action items down for him. At one point while we were doing this, he looked up at me and in a small voice, barely above a whisper, said, “I don’t want to die.”What do you say? What words can possibly be helpful? Rather lamely, I answered, “I know.” Then the dam burst. This was going to kill his mother. He had been kicked out of his house when his parents discovered he was gay; he had been living on the streets; gay for pay to be able to eat and pay rent; but he had recently found a full-time job, and a decent apartment, and had started to patch things up with his parents (through his sister, with whom he had stayed in touch). It had looked as if a reconciliation might be possible. And now this…What can you say? I don’t remember the rest of the session. What I remember is the look in his eyes when my little brother’s double told me he didn’t want to die. I can still see that and hear him saying it. After that, the rest of it is a blank.That was the hardest hour I had with a client.

When I was a car rental associate attending college, I had a family come up to my counter to rent. There were three of us on, my manager, and there were counters for other companies along the entire wall so every agent could see just about everyone else.A married couple with a teenage daughter and a son clad in military gear are there. The son, very self-important is all movie soldier, comes to the front and asks about the military discount. I agree there is one, and he very properly brings out his wallet to display it - he’s giving me directions about how to deal with him as a military dude. I wasn’t going to ask but thanked him. Mom and Dad are beaming with pride.When filling out the forms for who was driving I need licenses, so he again gives me his wallet and Dad also gives me one. Telling me they are from Wisconsin, at which the teenage daughter breaks into a cheerleading routine with pretend pompoms and spells Wisconsin.Literally every agent at every counter stopped, blank faced and turned to watch what was happening. Like everything around us just stopped dead. After a second I smiled and thanked her and continued to fill in the form. I was renting to the American Dream. It was a bit surreal.There were also the hunters, looking for the biggest most macho truck or SUV, telling me at length about their booked hunting trips for bear season. Some clearly desperate for someone to say something about it. Lamenting that they could not bring their rifles. While there are plenty of hunters in Canada, and my own grandfather used to stock our freezer with it every year, they just don’t do this. The sheer display of Machismo for its own sake in case I might miss it is truly very American.Americans don’t hike. So when you run into them at National Parks and whatnot they are all geared up, but only go for like 2 kms max and usually not that. My kids and I literally walk 15–20 kms hikes in runners in the mountains for a picnic. Americans are decked out man, for a tiny walk. It is kinda cute really.Nothing terrible, and nothing wrong with it, just very much a US thing and not a Canadian thing at all. The need to put on display a shared identity in case anyone missed it, it is a bit strange. I suspect some of the strangeness of it comes from being so similar but the differences are so jarring then.

NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... >   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil < Caution-mailto: john.doe.mil@mail.mil > anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/>   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 >   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx>   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...>   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...>   Use caution with social networking  Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...>    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >.  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)

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