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Ohio Southern District Bankruptcy Guide and Forms Package

Ohio Southern District Bankruptcy Guide and Forms Package

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credit guide 360 build better credit how to file bankruptcies in Ohio filing for bankruptcy in Ohio begins with determining which type of bankruptcy suits your situation the two main types are chapter 7 and chapter 13 for chapter 7 you must pass the Ohio Means test this test checks if your income is below the median income for a household of your size in Ohio if you qualify you can proceed with chapter 7 for chapter 13 you need a regular income this type of bankruptcy allows you to create a repayment plan to pay off your debts over 3 to 5 years before filing you must complete a credit counseling course this course must be from an approved provider and completed within 180 days before filing next gather your financial documents these include your income statements tax returns bank statements and a list of your debts and assets you will then fill out the bankruptcy forms these forms can be downloaded from the US Court's website they include detailed information about your finance

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