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MS 285 Attachment B Certificate of Group Health Coverage Form

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MS 285 Attachment B Certificate of Group Health Coverage Form

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I met with a client yesterday that's going to be retiring at 860 well before the 865 when Medicare kicks in and starts covering your healthc care needs so we had to talk about what's called Cobra coverage which is the health insurance coverage after you leave an employer it varies from state to state in New York I believe the coverage duration is ET budge which if you if you leave an employer you can voluntary out LA to continue to be covered by that employer plan for 18 months but you have to pay all the anop at cost which can sometimes be substantial cuz while you're employed you're only potentially paying a piece of it the employer may have been paying a line shareed chunk of it where when you go under Cobra then you're on the hook for the full thing so there's a significant amount of budgeting this client also had kids that were on their plan that weren't 26 yet so they had to cover them so there was a period of time that thei

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