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AGREEMENT and PLAN of REORGANIZATION by Zamba Corp Form

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AGREEMENT and PLAN of REORGANIZATION by Zamba Corp Form

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Hello, my name is Jean Jacques van Helten, and I am a Visiting Fellow at the Florence School of Banking and Finance at the European University Institute here in Florence. And today I want to talk about culture and banking. What is culture? Let me start with a well-known quotation from Andrew Bailey, some years ago and now of course, as we know, the Governor of the Bank of England. The quote: 'My assessment of recent history is that there has not been a case of a major prudential or conduct failing in a firm which did not have among its root causes a failure of culture as manifested in governance, remuneration, risk management or tone from the top', in quote. Within financial services, culture is often defined 'as a system of values, and beliefs and importantly behaviours, that influence how work gets done within the organisation'. Culture is a matter of everarching principles that everybody within an organisation can understand, can relate to, and can tu

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