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Alabama Assumption Agreement of Mortgage and Release of Original Mortgagors Form

Alabama Assumption Agreement of Mortgage and Release of Original Mortgagors Form

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in today's video we're going to talk about VA loan assumptions and I wanted to give you an overview but also wanted to explain why these are not closing hey this is Rick Elmendorf and on this channel I give you my opinions and advice and real talk about mortgages and real estate so what is all the fuss about VA loan assumptions recently with the increase in rates and regardless of the market a VA loan assumption is when a new buyer assumes the liability of an existing VA loan this can be really good if the VA loan is at a low interest rate even though there are some really good loan rates being advertised and showcased as assumable the problem is that they're not getting to the closing table why is that well there's some very simple reasons for it the first issue that I see is just simply the speed assuming a VA loan is not a fast process in fact a mainstream lender recently reported that their VA loan assumptions are taking over 60 days to process waiti

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