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Verification of Creditors Matrix Alabama Form

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described all the assets of the debtor are assembled into uh the bankruptcy estate and creditors generally have to submit proof of claims to uh the bankruptcy estate that is they are submitting proof of their claim their uh the debt that is owed them by the debtor and now that they are claiming against the bankruptcy estate and and are seeking to be paid now this is separated into to secured and unsecured uh claims okay so a security claim has to uh put in proof of a security interest as well uh so those are generally handled uh uh slightly differently and uh there's certainly a bar date uh for when uh creditors can submit their proof of claim if they don't submit that claim within that window which is uh except for in uh certain business bankruptcies um a 90-day window then uh they their claim is barred and ultimately will be discharged with the bankruptcy estate so if a creditor receives notice of the bankruptcy process then they are to file that proof of claim otherw

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