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Arkansas Eastern District Bankruptcy Guide and Forms Package for Chapters 7 or 13 Arkansas

Arkansas Eastern District Bankruptcy Guide and Forms Package for Chapters 7 or 13 Arkansas

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hey welcome to our video my name is John Watson my consumer protection lawyer in Alabama and while we don't really do bankruptcies we are asked a lot of questions about them and so I want to give you just this very simple overview of what is a difference between a chapter 7 bankruptcy and a chapter 13 bankruptcy so those are the official names of them you have chapter 7 chapter 13 chapter 7 sometimes called a straight bankruptcy you sort of wipe out your debts except they're something that you can't wipe out in that chapter 13 over here sometimes called debtors court and the idea of what the chapter 13 is you're making payments into court you can think of it almost like a reorganization of your debts you have businesses will file bankruptcy to reorganize their debts that's kind of what a thirteen is is you're putting your debts together and then the court says all right well let's come up with a plan usually it's over five

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