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Chapter 13 Plan Form

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Instructions and help about Chapter 13 Plan

I've put together an example of chapter 13 plan sometimes easy to sort of visualize it in this particular case actually it's kind of a typical example of a family in the chapter 13 situation here what we have off this particular family $14,000 mortgage arrears so the bank wanted to foreclose on their house based upon the fact they are behind $14,000 they wanted all the lump sum or the reduction mouth family had $35,000 on their credit cards in the end second mortgage of $90,000 how do we treat that in this particular example we'll total it up $125,000 in total unsecured which includes their credit cards in the second mortgage in this particular case we paid that through the plan at 2% 2% of the total 125 and that's based on income and other circumstances but in this case 2% or $2,500 so actually this is what they would pay back over five years $2,500 no interest no penalties now the second mortgage is included as an unsecured debt because the house is un

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