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Summary of Reaffirmation Agreement Maryland Form

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[Music] that's a very interesting question and my answer would be no reaffirmation is an agreement that you sign that basically just allows that creditor to sue you and get a judgment against you after the bankruptcy if for some catastrophic reason you can't make your mortgage payment you can absolutely keep your mortgage and your house and not reaffirm and I think we have signed one reaffirmation agreement on a mortgage in 34 years in my office so the vast vast majority of the time we don't and that doesn't mean you're going to lose your house long as you make your house payments you're going to keep your house but especially in a military community such as the clean and Fort Hood area where people have pcs I'm going to change of duty stations if you reaffirm a mortgage and then you get orders to move somewhere else then you have by signing a reaffirmation agreement reinstituted your personal liability on that debt as if there wa

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