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Assignment of Mortgage by Individual Mortgage Holder South Dakota Form

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Assignment of Mortgage by Individual Mortgage Holder South Dakota Form

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in real estate there are documents filed on a property known as mortgage assignments a mortgage assignment is a transfer of mortgage e rights on a loan to a property the loan may have been originally issued by a certain lender let's say let's call it Bank a and the borrower which is the homeowner um pledge the mortgage on the property to guarantee that loan uh later on down the line that bank a may decide that they want to consolidate some of their loans or maybe transfer some of their assets and they may transfer that loan to another bank call it Bank B in order to do that a new loan is not created uh between the borrower and the lender uh that original mortgage is simply transferred from one lender to another however that needs to be documented in the land records so a piece of paper called a mortgage assignment is executed from One bank to another uh keeping that original mortgage intact it doesn't upset or uh re configure that original mortgage just transfer

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