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Bankruptcy Form

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Instructions and help about illinois motion reconsider

hi i'm steve richardson a lot of folks here in new jersey who are in financial difficulty have had at least one creditor bring suit against them and this may be the event that has them thinking about filing bankruptcy the question is if that creditor gets a judgment against you can you still file bankruptcy and get rid of that debt even though there's been a judgment entered and the answer is yes there is nothing magical about a judgment here in new jersey obtained by a creditor against you it does not affect dischargeability in other words it doesn't affect the bankruptcy court's ability to wipe out that debt so that you no longer owe it now that judgment can linger on if you own real estate so if you own your own home judgments in new jersey can act as liens against real estate so even though your personal responsibility to pay that debt has been wiped out that hollow lien that judgment lien can still sit on real estate that you own now there are some

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