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Certificate and Affidavit for Adding Creditors to Schedules in a Closed Case Virginia Form

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Certificate and Affidavit for Adding Creditors to Schedules in a Closed Case Virginia Form

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module 1 debtors and creditors the debtor-creditor landscape debt is a very important part of our economy nearly every American owes some kind of debt to someone else these debts come in all shapes and sizes home mortgages credit cards automobile loans or leases apartment leases medical bills student loans and taxes are all examples consumer debt is a primary engine of the United States economy as of 2019 total debt in the United States added up to almost four trillion dollars in an annual economy of about 20 trillion dollars just credit card and other revolving debt exceeded one trillion dollars in 2018 Americans borrowed about eighty eight billion dollars to pay for health care alone the largest percentage of debt is held in home mortgages about a third of total debt followed by student loans credit cards automobile loans and leases and medical debt medical debt is the number one cause of bankruptcy to break that down individually the average American is about twelve thousand dollars

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