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PERSONAL REPRESENTATIVE FORM Gold Coast Health Plan Goldcoasthealthplan

PERSONAL REPRESENTATIVE FORM Gold Coast Health Plan Goldcoasthealthplan

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(upbeat music) - [Narrator] Wouldn't it be comforting to know that there's a limit to the health care expenses you'll have to pay each year? That's what the out-of-pocket maximum dollar amount on your health plan tells you. Here's one example. The Parker family has had a lot of medical expenses this year. First, 10-year-old Zoe broke her arm. That costs $2,500. Two months later, John needed a knee replacement of $50,000 procedure. Then eight-year-old Noah started weekly occupational therapy visits for $100 each. Without insurance, this would cost the family over $55,000. The Parkers are on a high deductible health plan, which means they paid the first $2,000 of their healthcare bills, which is the amount of their deductible. And they met their deductible when Zoe broke her arm. Then they started paying 20% of the cost of services. This is called co-insurance, until they reached their $5,000 out-of-pocket maximum. The out-of-pocket maximum is the

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