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everyday we're faced with choices it can be confusing and a little overwhelming when it comes to choosing healthcare for you and your family Kaiser Permanente wants to make it easy one of the plans we offer is called the hsa-qualified deductible HMO plan or high deductible health plan sometimes called the HDHP here's how it works with the HDHP most of your preventive care services are covered at little or no cost to you then each time you go to the doctor you pay the full cost for the office visit and for any prescription medication if you have procedures or tests during the visit things like x-rays a breathing test or the removal of a mole you also pay the full cost for those procedures or services and you pay full cost for services like MRIs or cat scans outpatient surgery and inpatient hospitalization the money you pay for procedures and services office visits and prescriptions is all applied to your annual deductible after you satisfy the deductible the next time you go to the doct

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