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I am terrified of single-payer systems as implemented in socialist countries. Can this happen in the US? Was Obama trying to give everyone healthcare all along?Edit: This story about Aetna being successfully sued for 25M USD only happens in America and is, in my view the main argument why being scared of “single payer systems” is ill advised.Lets start by making sure we have the same understanding of things:Single payer = where one entity (usually a government entity) uses a pool of funds paid into by the whole community/country to pay the health care providers (doctors/nurses/pharma) for the services they provide to the community.Socialism = a political and economic theory of social organization which advocates that the means of production, distribution, and exchange should be owned or regulated by the community as a whole.Socialist country = as defined above would be countries like Mainland China, the former soviet union, cuba, vietnam, depending on how you look at it North Korea…Socialism (bis): Often used by political parties who propose a society where the richer pay a larger tax in order to support infrastructure and policies that also support the lower income portion of the population.Although to a lesser extent than most advanced nations, the US is a Socialist(bis) nation. Less so than most countries in Europe, but you do have medicaid and host of services offered by the government.My first question to you is which of the two definitions are you using?For the sake of the argument I am going to assume you are using definition (bis) which includes countries like Denmark, Finland, Australia, Japan, France, Italy, Germany, Netherlands, Belgium, Greece, Canada.Within Single Payer there are many ways to do it and two levels:Reference: List of countries with universal health care - WikipediaFree Health care: Free health care refers to a publicly funded health care that provides primary services free of charge or a nominal fee to all its citizens, with no exclusions based on income or wealth.Universal Health Care: Universal health care, sometimes referred to as universal health coverage, universal coverage, or universal care, usually refers to a health care system that provides healthcare and financial protection to more than 90% of the citizens of a particular country.There are 118 countries who provide both Free and universal health care.These include: All of the countries I listed above as examples of “socialist (Bis)” countries, as well as other countries such as Vanuatu, Palau, Uruguay, Chile etc etc.There are 43 countries that provide neither of these. ie if you are sick you are on your own or at the mercy of the free market.These include Iran, Iraq, China (a socialist country in the real sense of the word), Turkmenistan etc … with two exceptions, all poor countries who are behind in their development. Exception 1 is China…(although one can debate as to exactly how advanced it is). Exception 2 is the United States of America.So only 25% of countries provide neither universal nor free healthcare… And with the exception of the US, they are all poor countries (if one thinks a majority of Chinese people are still in poverty)Over 50% of countries provide both. Do you see mass demonstrations in the news about health care being bad in 50% of the world?The fact that 50% of the world (including a large number of democracies) are voting for policies and to keep single payer systems alone is an indication. Now please go on the net, and do some research, and tell me what percentage of the world outside of the US is looking at the US health care system and saying “maybe we should do like them”… (ie the perception the US system is better than the one they have now). While you will for sure find many many pages about how they wish their system to be improved, I challenge you to find information on a country in which people are voting for law makers who propose to change to the “multi payer “ system the US has… In fact I challenge you to find a law maker outside of the US who is even suggesting (never mind pushing for policy) their country should move from single payer to multi payer. Does that tell you anything? Do you think their might be a reason for that?Now lets look at the results. The point of the health care system is to keep you alive and healthy so lets look at track records:I don’t know about you but I think children are important. So what is better to help children: Single payer or not? According to your logic (ie single payer is bad), countries with single payer should have a higher mortality rate and those without should have a lower mortality rate for children. Here is how the CDC (US organisation) ranks infant mortality rates in the world: US… 27!!!!! BEHIND Poland Hungary and Slovakia, all of which are signNowly less wealthy countries than the US. Please also note that EVERY SINGLE country ranked above the US on that list has both free and universal health care / single payer. (https://www.cdc.gov/nchs/data/nv...)But maybe infants/children are not important to you. Lets look at life expectancy:The US is 31 !!… behind countries like Slovenia, Chile and Costa Rica… not exactly known for being paradise of wealth and health on earth (with all due respect to these countries which I happen to like)List of countries by life expectancy - WikipediaMaybe you say, I’m not interested in living long. OK lets go to how does the World Health Organisation rank national health care systems ? Keep in mind the WHO (as it is known) incurs strong influence from he US.US Ranking : 37… BEHIND Morocco (Single Payer, Universal) and Colombia (Single Payer, Universal and Free)!!!World Health Organization's Ranking of the World's Health SystemsI challenge you to find one … 1… one ranking where the US health care system (or lack therein of) comes in the top 10 for positive outcomes for the population at large.So, I’m sorry but what is scaring you exactly?Please tell us so we can look at it.Thank youEdit: Let me add the economic side to it.“The U.S. spent $8,233 on health per person in 2010. Norway, the Netherlands and Switzerland are the next highest spenders, but in the same year, they all spent at least $3,000 less per person. The average spending on health care among the other 33 developed OECD countries was $3,268 per person”Health Costs: How the U.S. Compares With Other CountriesSo look at this way: not only is multi payer system inferior to single payer at keeping you alive longer and keeping children healthy and alive longer, it also costs about TWO TIMES MORE per person than Switzerland (ranked 20) , Netherlands (ranked 17) and Norway (ranked 11). Which implies the top ten countries pay less than half what the US pays per person to be in top 10 except the US is 37 out of 200 countries…So lets put it this way: Your multi payer health care system actually performs in such a way you spend twice as much as #11,17,and 20, and nearly 3 times over the global average to make it to #37 BEHIND THIRD WORLD COUNTRIES, as shown by the infant mortality rate and life expectancy rate. Think about it this way: if you spent the same as the rest of the world, you would be #80 something…with every one of these countries having single payer…. And by the way, in the case of Single payer, when we say “costing them”, the government pays, so people are not going bankrupt because of health issues. In your case, it is YOU… paying and when you have cancer, diabetes, or some form of heart disease, it is you who will be paying much MORE than 8,000 dollars, where a single payer patient would be paying probably around $500 if you average out across the different systems (ie, the govt pays most of the bill and the individual is left with 10~30% depending on which country it is, a bit like a deductible if you like)…. So not only do you not seem to like to live long, and not seem to think it is important to give your kids the medical care they need to prevent them from dying at a higher rate, you also seem to like paying 12 times (when comparing what is paid by the patient) more for the privilege of not getting what people in other countries do get. So you are terrified of what?EDIT: This is one of many perfect examples of why single payer works much better:Girl has words for Aetna after brain surgery deniedThis ONLY happens in the US on a very very REGULAR basis. I might add when I was living in the US, my insurance denied a trip to the hospital for my then wife who was complaining about acute stomach pain. “wait till tomorrow” they said We went anyway. She was operated on immediately. She had peritonitis. She ran the risk of dying because I had to choose between paying thousands of dollars (I was billed 6,000 for the ambulance) or wait till the next day. A company who has a financial interest in making sure you don’t get treatment should not be allowed to make decisions on whether you need it or not.EDIT 2: Here is a graphic that says something: Notice less advanced and far less rich countries than the US have it too, and notice non of them are “Socialist” as defined in the dictionary and executed in the USSR or China.
If an American retires in Europe, how do they get healthcare? Are some countries better than others for healthcare?I know this is difficult to understand for an american. But in many countries in western Europe when you need healthcare you just go and see a doctor and then rather than greeting your sick frame with thick wadges of signNow and forms to fill out that mostly try to prevent the doctor from experiencing any form of liability the doctor will just say, “What can I do for you?”I think your question though really is - how do I get healthcare coverage. The answer is in many countries in western Europe, assuming you are legally immigrated in to the country (and in some cases when you aren’t) you already have healthcare coverage. Asking for how you “get coverage” is a bit like asking - how can you get permission to walk down the street, enter a public park or go to the library. The state pays doctors salaries and the doctors are just there.Its notable that this year alone in the US I spent roughly 100 hours of my personal time just getting coverage ( filing eligibility forms etc., getting all those hospitals to talk to each other without screwing it up, ensuring no gap in coverage as I move between health plans, etc.). I lived in the UK for 10 years and in the entire time I was there I don’t think I spent even 30 minutes of my life worrying about healthcare coverage - despite needing everything from ER visits to specialist care.Some places will require you register with a local general practitioner (GP), in which case you need to call round the various GP surgeries and pick one that you a) like and b) can take on new patients. I know that this sounds like signing on for high end concierge care here in the US, but it turns out that when you get rid of all that signNowwork and build a system that actually tries to save as many lives as possible you can afford to deal with people that way (oh and it costs way less - the UK system is roughly 1/3rd - yes I said that correctly - one third the cost of the US system per capita - that is the full actual cost not a subsidized cost).In the UK anyway a lot of your care is directed by your GP so that’s the thing you’d need to sort out. I can tell you that having a GP who is an effective quarterback for your care - well that’s way better than myself trying to string together a team of providers as I was sometimes forced to do here in the US.As to your question as to whether some countries are better than others. This is definitely true. France is ranked the highest, but to be honest I’ve had pretty good care in several countries in europe - and all of the countries in western Europe beat the US easily on most important metrics of national healthcare (e.g. life expectancy, infant mortality, maternal mortality). There are variations even within the countries, but in general due to national institutions that try to set standards, the standard is more uniform than here in the US.For more information on various universal healthcare systems check out the excellent question:How much does healthcare cost the individual in countries with a universal healthcare system? Would you change it for the "American system"?some quotes from the responses found there:“Would I change to an American system? Not a chance. Never in my life!”“The impossible question is why—in the face of all of the evidence—a substantial number of US citizens still embrace a system that can only be adequately described as “f***ed up”.”“Again, not a chance I'd want the US system.”“Changing here to the American system? No one is that stupid.”“I wouldn’t swap the UK system for the US one in a million years. You are being ripped off guys, wake up and do something about it.”“Why would I change it? It is way beyond stupid.”
What do people think about the Modi government's decision to have a national healthcare scheme?When I first heard about the National Health Protection Scheme (NHPS), I was intrigued by it’s claims and I admit I was a little pleased that something was being done in a perennially ignored healthcare sector in India. My happiness was short lived as I sat down to look closely at what it meant. I realized how unrealistic and backward thinking the move is and we are nowhere close to universal health coverage (UHC) in the near future.Let us do some back of the envelope calculations for NHPS….The government has proposed a 5 lakh cover per family per year. In the present market a ₹5 lakh health cover would command at least about ₹5,000/ annum. However given the high volume of people covered under the scheme, say the government negotiates for annual premium of ₹2000 per family (which would be the best case scenario). This would amount to an annual premium of about ₹20,000 crores. Some estimates put this amount to ₹100,000 crores- Mega health plan announced in Budget to cost Rs1 trillion, says research signNow. To put those numbers in perspective, the total annual outlay for MOHFW and MAYUSH in this year's annual budget is ₹55,000 crore with only marginal increase ₹2000 crore compared to last year. Let’s go with my modest estimate of ₹20,000. So the government has a deficit of ₹20,000 - ₹2000 =₹18,000 crore on the premium payments itself.So where is this ₹18,000 crore deficit going to come from? The argument by pro-government sources is that increase of 1% in healthcare and education cess will bring in ₹2750 crores. Also that the central government will fund only 60% with the state government footing 40% of the share. So ₹12,000 crores need to be paid by central government to insurance companies and expecting the state governments to make good the difference of another ₹8000 crores. Even if they shift all the new taxes raised towards insurance premium payments, they will still struggle to make sure the premiums are paid for. What is more likely to happen is that state governments are going to default on premium payments which will give private insurance companies enough leeway to not make payments for claims. This then results in private hospitals refusing to treat under NHPS.You would now ask why I'm cynical about this even before the scheme is launched? That is because this same charade has been going on since the first union budget in 2015. The previous iteration of the NHPS, the Rashtriya Swasthya Bima Yojana (RSBY) scheme, an annual coverage of ₹30,000 for 1 crore families was announced in 2015 which was then increased to ₹1 lakh coverage in 2016. The payments to private hospitals for this scheme has not been made for at least 2 years. The government owes many of these hospitals payments worth several crores, so these hospitals have stopped offering treatment under this scheme. If a government cannot sustain a smaller version of a healthcare scheme, what has changed this year that they will be successful in a much larger scheme?Every year the annual budget for healthcare has been slowly decreasing as a percentage of annual GDP and this year too the trend continues. It now stands at 1.3% of GDP. Only a few west African countries and some of our poor Asian neighbors are below us in healthcare expenditure. The National Healthcare Policy 2017 laid the roadmap for increase of healthcare expenditure to 2.5% of GDP by 2025 (which is still pretty low and too little, too late). However, if the the current trend in healthcare funding continues, they may not even match that by 2025. Paying insurance companies with public money and using private hospitals to deliver medical care which should actually be done by public hospitals has been proved time and again to be highly inefficient way to spend tax-payer money.There are 4 public sector insurance companies offering health insurance in India which have formed a insurance cartel called GIPSA who have colluded with some private and corporate hospitals to ensure that empanelment into insurance schemes are restricted to few hospitals. In the last 4–5 years since this trend has started, very few new hospitals have been empanelled under GIPSA. Crores of rupees change hands- the agents, insurance company management and hospitals have filled their overflowing coffers. Since empanelments remain in a few hospitals, these hospitals have absolute monopoly on the public money that has been spent on insurance premiums. This cartel comprising of insurance companies and corporate hospitals negotiate treatment and surgery prices among themselves and keep smaller establishments out by requiring a NABH/NABL accreditation to be empanelled. The NABH/NABL certifications are exorbitantly expensive to obtain for smaller hospitals. Patients lose autonomy in having a choice where to get treatment as there are only few accredited hospitals. Even the Delhi government- which is doing many things right in healthcare-is not immune to this accreditation-insurance culture-Delhi govt ties up with private hospitals to address surgery delay - ET HealthWorld. Delhi government hospitals have been forced to send patients to accredited private hospitals because the government schemes specify NABH accreditation for availing treatment. Trying to bring in first world medical regulation into a third world healthcare system makes millions of sick and poor people falling through the cracks without treatment. This is India and not Switzerland.So the NHPS needs to be seen in the larger context of this background development and looks like this was designed to line the pockets of insurance companies and private hospitals while keeping the country’s health at the mercy of this cartel. Just imagine if those ₹20,000 crores (to be spent on insurance premiums) were spent in improving public medical infrastructure, improve sanitation, reduce pollution, provide safe drinking water and create more jobs in healthcare. So many of the current problems problems that plague the poorest in our country would be alleviated.The hard truth actually is that we have one of the worst healthcare indices in the world. Those are the numbers we should actually be looking at. We lead the world in Infant Mortality Rate (IMR), Under - 5 mortality rate (U-5 MR) and Maternal Mortality Rates (MMR) in the world. Those numbers will not change with insurance schemes aimed at tertiary level care in private hospitals. Things will only change with improvement in sanitation, pollution control, access to safe drinking water, immunization, strengthening of public infrastructure in rural and urban areas. Infact this NHPS comes at the cost of National Health Mission (NHM) and National Rural Health Mission (NRHM)- both concentrating on primary care whose funds have been reduced this year. Instead of useless rhetorical statements like "Largest government sponsored healthcare scheme in the world", the real fact is we have "The largest number of people in the world dying needlessly due to government apathy and inefficiency?"I also request you to read Kiran Kumbhar’s excellent answer to the same question for some more perspective- Kiran Kumbhar's answer to What do people think about the Modi government's decision to have a national healthcare scheme?Footnotes Mega health plan announced in Budget to cost Rs1 trillion, says research signNow India's healthcare spend remains dismal; why budget should focus on better utilisation of resources - Firstpost Raghuraj Hegde's answer to What is your opinion of the India’s National Health Policy, 2017? Delhi govt ties up with private hospitals to address surgery delay - ET HealthWorld India ranks 154 in global healthcare rankings for 2015, Switzerland tops list With all its weight behind Modicare, Budget 2018 offers little for public health system
What are the biggest myths about living in America?Things that surprised me when I first moved to the USA, good and bad (as they occur to me) were:Everybody I met is so nice. People are generally friendly and polite. From the TV shows I saw, I expected everyone to either be scowling at each other in a threatening manner, if not actually shooting.The areas I first encountered were and still are covered in trees. There is much more green space in housing areas and a lot of this is covered by trees.It’s not really the land of opportunity at all. If you come in as I did with a good job already, you can do quite well, but moving from being working class to middle class is actually more difficult than in the UK where I come from.The US is a great place if you have enough money but can be a terrible place if you are short of money. There is far less of a safety net for people who have problems, and there is certainly a less sympathetic attitude.It’s much easier to get things done in the US than in the UK. People have a much more forward-looking attitude in businesses.Much of the growth in the US is actually driven by foreigners. So many of the IT departments in the US are staffed by foreigners like me, and in particular, Indians, that if you removed them all, I’m sure the US IT sector would collapse. This was the biggest surprise to me when I first started working here. I did consulting work in IT for Life Sciences companies and every one of the IT departments was at least 50% Indian.People don’t carry guns on the street and there aren’t shootings every day, in most places. In some places, there are shootings every day, but they tend to be concentrated. Petty crime is less common in the US in most areas. I know few places in the UK where you would leave your gardening stuff in an unlocked shed or a bicycle in the drive. It’s common here.In many areas, I didn’t notice any racism at all. It did take me some time to spot it in some places, to be frank, and some of my black friends had to point it out to me, but I’ve been in far more racist places in Europe.There are more different kinds of churches than you could possibly imagine, particularly in the South, not just the main denominations that you see in most of the UK and Europe. Dozens of them.So many people dress in exactly the same way. My American wife pointed out the converse of this in the UK, that people look quite different from one another. I was at a hardware store recently, there was a delay at the checkout. I noticed that of the eleven men waiting in line I was the only one without a plaid shirt, goatee beard and baseball cap.Service in restaurants is probably ever so slightly better than the UK, but is far less personal. No one has ever called me “love” or whatever the local equivalent was there.Everyone has to fill in a tax return. This nearly caught me out. Filling in a tax return is such a usual part of life for Americans that nobody thought to tell me about it. I’d never done one in my life and it is a lot of work. In the UK my employer did all of that.Healthcare - I think most people are aware that the cost is a lot higher than the UK, but I couldn’t believe how bureaucratic it is, form after form after form. Insurance coverage is an absolute minefield, the plans are mind-bendingly complex and of course, insurance companies, being profit-making, will twist and create obstacles and do anything they can, to avoid paying out. The trouble with health insurance is that if they don’t pay, you can die. If there’s anything that I do miss about the UK it’s the NHS.
Do military members have to pay any fee for leave or fiancee forms?NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative. You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions: How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... > Answers to frequently asked questions: - Soldiers and their loved ones are not charged money so that the Soldier can go on leave. - Soldiers are not charged money for secure communications or leave. - Soldiers do not need permission to get married. - Soldiers emails are in this format: firstname.lastname@example.org < Caution-mailto: email@example.com > anything ending in .us or .com is not an official email account. - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses. - Military aircraft are not used to transport Privately Owned Vehicles. - Army financial offices are not used to help Soldiers buy or sell items of any kind. - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops. - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country. Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you. We would urge you to immediately cease all contact with this individual. For more information on avoiding online scams and to report this crime, please see the following sites and articles: This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/> CID advises vigilance against 'romance scams,' scammers impersonating Soldiers Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 > FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx> U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...> DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...> Use caution with social networking Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...> Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >. The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056. If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not. If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is: Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357 In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately. Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)
How can I fill out Google's intern host matching form to optimize my chances of receiving a match?I was selected for a summer internship 2016.I tried to be very open while filling the preference form: I choose many products as my favorite products and I said I'm open about the team I want to join.I even was very open in the location and start date to get host matching interviews (I negotiated the start date in the interview until both me and my host were happy.) You could ask your recruiter to review your form (there are very cool and could help you a lot since they have a bigger experience).Do a search on the potential team.Before the interviews, try to find smart question that you are going to ask for the potential host (do a search on the team to find nice and deep questions to impress your host). Prepare well your resume.You are very likely not going to get algorithm/data structure questions like in the first round. It's going to be just some friendly chat if you are lucky. If your potential team is working on something like machine learning, expect that they are going to ask you questions about machine learning, courses related to machine learning you have and relevant experience (projects, internship). Of course you have to study that before the interview. Take as long time as you need if you feel rusty. It takes some time to get ready for the host matching (it's less than the technical interview) but it's worth it of course.
Why don't schools teach children about taxes and bills and things that they will definitely need to know as adults to get by in life?Departments of education and school districts always have to make decisions about what to include in their curriculum. There are a lot of life skills that people need that aren't taught in school. The question is should those skills be taught in schools?I teach high school, so I'll talk about that. The typical high school curriculum is supposed to give students a broad-based education that prepares them to be citizens in a democracy and to be able to think critically. For a democracy to work, we need educated, discerning citizens with the ability to make good decisions based on evidence and objective thought. In theory, people who are well informed about history, culture, science, mathematics, etc., and are capable of critical, unbiased thinking, will have the tools to participate in a democracy and make good decisions for themselves and for society at large. In addition to that, they should be learning how to be learners, how to do effective, basic research, and collaborate with other people. If that happens, figuring out how to do procedural tasks in real life should not provide much of a challenge. We can't possibly teach every necessary life skill people need, but we can help students become better at knowing how to acquire the skills they need. Should we teach them how to change a tire when they can easily consult a book or search the internet to find step by step instructions for that? Should we teach them how to balance a check book or teach them how to think mathematically and make sense of problems so that the simple task of balancing a check book (which requires simple arithmetic and the ability to enter numbers and words in columns and rows in obvious ways) is easy for them to figure out. If we teach them to be good at critical thinking and have some problem solving skills they will be able to apply those overarching skills to all sorts of every day tasks that shouldn't be difficult for someone with decent cognitive ability to figure out. It's analogous to asking why a culinary school didn't teach its students the steps and ingredients to a specific recipe. The school taught them about more general food preparation and food science skills so that they can figure out how to make a lot of specific recipes without much trouble. They're also able to create their own recipes.So, do we want citizens with very specific skill sets that they need to get through day to day life or do we want citizens with critical thinking, problem solving, and other overarching cognitive skills that will allow them to easily acquire ANY simple, procedural skill they may come to need at any point in their lives?
How can I fill out a form to become a pilot in Nepal?Obtain the forms. Read the forms. Add correct information.
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People also ask
How can I apply for food stamps in Indiana?Contact the Division of Family Resources to apply for Food Stamps. You can apply online at www.in.gov/fssa, you can get an application by calling 800-403-0864, or you can visit your county DFR office for help in applying.
What is FSSA Indiana?The Healthy Indiana Plan is a health insurance program for adults ages 19 through 64 who are not disabled. ... Hoosier Healthwise is a health care program for children up to age 19 and pregnant women.
What qualifies you for Medicaid in Indiana?Apply online through the Indiana Family and Social Services Administration or at HealthCare.gov. Call 1-800-403-0864 to apply by phone. Apply in person at a Division of Family Resources office. Find a nearby office.
How do I check my EBT balance online Indiana?The easiest way to know your account balance is to keep your receipts. If you don't have your receipts, you can call the EBT Customer Service toll free number (1-877-768-5098) to check your balance through an automated voice system or you can check it on the EBT website at https://www.connectebt.com/.
What is the FSSA?With the Family Subsistence Supplemental Allowance (FSSA) program, you can increase your income to a level where you no longer qualify for SNAP benefits (formerly the food stamp program). ... Active, Active Reserve and Guard Component members who are entitled to basic allowance for subsistence, may receive FSSA.