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Music welcome to John Hancock annuities I'm Constance and today I'll guide you through some of the more complex sections of the change of owner and beneficiary form you may use this form to make owner and beneficiary changes to a variable or fixed annuity contract please remember an owner change is an absolute assignment of the contract and can result in adverse tax consequences to you let's begin by reviewing section 1 please complete all fields and provide the owner information exactly as it appears on your annuity statement if you are requesting owner changes to your annuity contract please complete section 2 if not you may proceed to section 3 where you will designate beneficiaries in section 2 please select only one of the following options to change ownership of your annuity contract select option 1 to change the existing owner to another person select option 2 if you're requesting to add a co-owner in addition to the existing owner listed in section 1 or select option 3 to remov

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