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 Ny Health Insurance 2013

New York Employee Benefits 2013-2025 Form

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Instructions and help about ny form retirees

[Music] my name is susan combs and i'm an insurance broker for combs and company today we're going to talk about low-cost health insurance in new york state so this this can be a very difficult task to find low-cost health insurance in new york state one of the reasons is is new york state is actually considered guaranteed issued and community rated so what that means is the rates of the rates regardless of your age your if you're male if you're female what your health is the zip code you live in everybody's treated the exact same which can be a good thing in some instances if you're a very sickly person but it can also be very costly if you're a young healthy individual so the best thing to do if you're trying to find low-cost health options there's some things out there that you can take a look at you know and there's association plans there's chamber of commerce plans a couple things that you mig

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