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32bj 401k Form

32bj 401k Form

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Patrick is in Ohio hi Patrick welcome to the Dave Ramsey show good afternoon Dave how you doing this afternoon better than I deserve what's up in your world I think they ask you a two-fold question I've uh I've worked at 3:43 on companies and they did have 401ks but none of them had a match and the people I've been in the one I've been and I was in one for a little bit and I got out of it I didn't think it was doing real real well and some other co-workers said the same thing and they drop theirs and I was just wondering if if it's always a good thing to be in a company 401k that maybe doesn't matter you don't feel that the performance is good and my second question is is government's always in our business but what what happens if the government offered some type of of retirement where we were able to put something in tax-free attached the bird and we had a guaranteed 4% I know that's not you know a six to a 12% that maybe after a historical return of you know over years but it always

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