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Allianz Valuemark II Variable Annuity Prospectus Allianz Life Form

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So what's the truth about variable annuities? Today that's exactly what we're gonna be getting into. So an annuity is a series of periodic payments, but what we're gonna be talking about are annuity contracts which are sold by insurance companies. Now, there are a lot of annuities out there and most contracts are at least 30 pages long. So today is just going to be general information. You'll have to read any contract you ever get into if you decide to purchase one of these products. So with annuities, insurance companies, for the most part, are trying to promise that you're not going to lose principal but you're going to be able to participate in the growth of the markets. And at some point you're even able to turn that money into a periodic payment that will last as long as you do. With variable annuities, that money that you give to the insurance company, you can actually invest in what are called sub-accounts - which a

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