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For IRA and NonQualified Contracts  Form

For IRA and NonQualified Contracts Form

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[Music] hi i'm andy panko owner of tenon financial welcome to retirement planning demystified this video will explain qualified longevity annuity contracts or q lakhs be sure to watch to the end where i give some scenarios of when a cue lack could be something worth considering but before we start remember this video is only general explanations in education it's not specific tax legal or investment advice before considering acting on anything you see in this video first consult with your tax legal or investment advisor like all forms of annuities a q-lac is purchased from an insurance company it's specifically an income annuity which means you hand over a lump sum of money to the insurance company in return for them agreeing to give you a stream of income payments for the rest of your life and it's a deferred form of income annuity meaning you choose some future date for when you'd like your payments to begin this is in contrast to an immediate

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