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Pte 84 24 Disclosure Form

Pte 84 24 Disclosure Form

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for how we got here what we have is a situation where the White House and DOL were perceiving there to be significant conflicts of interest that were permitted in the sale of certain well in general and financial advice but for our purposes here particularly focusing on certain types of annuities in some insurance contracts and so they wanted to basically not allow these conflicts and so they did that in a two-step process first they expanded the definition of what constitutes fiduciary advice and that has the effect of making these riveted transaction rules that are in ERISA and that are in the tax code apply much more broadly so the effect of that expansion of advice is that basically when somebody recommends an agent or producer recommends that you purchase an annuity or you purchase an insurance contract that that may well become fiduciary advice in the case of an annuity and we'll talk about exactly when that applies but that probably becomes fiduciary advice in a lot of c

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