Surplus Lines Statement SL 8 Form and Instruction Braishfield
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People also ask
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How do you explain surplus?
A surplus describes the amount of an asset or resource that exceeds the portion needed and used. A surplus can refer to income, profits, capital, and goods.
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What are the disadvantages of surplus lines insurance?
The disadvantages of surplus lines insurance are that they typically cost more, are subject to state taxes, and aren't covered by state guaranty associations.
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How do you explain surplus lines tax?
Surplus lines tax is a type of tax that is imposed on insurance policies that are not covered by the state's admitted insurance market. This means that the insurance policy is not regulated by the state's insurance department and is instead placed with a non-admitted insurance company.
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How to explain surplus lines insurance?
Surplus lines insurance protects against a financial risk that a regular insurance company will not take on. Surplus lines insurance policies are available in a variety of types for both individuals and businesses. Surplus lines insurance is generally more expensive than regular insurance because the risks are higher.
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How do you explain surplus lines?
Issue: The surplus lines market is a unique segment of the property & casualty industry consisting of non-admitted specialized insurers covering risks not available within the admitted market.
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