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Missouri Commercial Liability Profitability Report Form

Missouri Commercial Liability Profitability Report Form

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Instructions and help about Missouri Commercial Liability Profitability Report

question one in the event of the total loss to a homeowner's property how is the claim typically paid out ing to most homeowner policies assuming the policy holder is insured for the replacement cost a actual cash value minus depreciation B full replacement cost with no deduction for depreciation C market value at the time of the loss D appraise value prior to the loss correct answer B full replacement cost with no deduction for depreciation explanation most homeowner policies with a replacement cost to noreman pay out the full replacement cost to the property in the event of a total loss this means that the insurer will cover the cost to rebuild or replace the damage property without factoring and depreciation this is different from policies that pay out based on the actual cash value which subtracts depreciation from the pay Missouri law requires insurers to clearly indicate the replacement cost method and policy documents to avoid confusion depreciation is not considered whe

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