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Simple Ira Transmittal Form John Hancock

Simple Ira Transmittal Form John Hancock

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alright let's go ahead and jump into the last business retirement account the simple IRA so this is the savings incentive match plan for employees SIMPLE IRA came about a ways after the SEP IRA but a little bit before the solo 401k I like to refer to the simple IRA is a hybrid between an IRA and a 401k if you do have employees for a business and therefore you don't qualify for a solo 401k or you don't qualify for a SEP IRA in the sense that you be running a much more costly plan for the business a simple IRA might be a good fit for you it can be a lower-cost way to have a retirement plan for you and your employees that are eligible so let's talk about contribution limits how much can you contribute to a simple IRA 13500 as an employee contribution when you are under the age of 50 16500 when you're 50 and over again this is therefore 20/20 all right these are the limits for 20/20 if you're watching this in a future year just check out the

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