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It is very easy to get a Schengen Visa from India, if you have all documentation in place. My family and I had applied for a Short Stay Tourist Schengen Visa via Switzerland and received it within 3 days of submission in March 2017 in Mumbai. I was travelling to France, Switzerland and UK with my wife and in-laws (All of us are Indian citizens living in India).My wife and I have travelled abroad several times however this was the first foreign trip for my in-laws. My father in-law and I also had sufficient funds (above Rs. 2 lakhs) maintained regularly in our 6 month bank account statements and sufficient income (above Rs. 5 lakhs per annum).The application procedure via VFS (Switzerland Visa Information - New Delhi (North and East India) - Home Page) is very straightforward. If you have any queries, you can call their helpline or mail them. I found them very cooperative and prompt at replying queries. Here is my experience so that others too can obtain their Visa easily.Create an account on Swiss Visa. You can fill multiple application forms for different people using the same account. I created an account and filled out the forms for all 4 of us.The application form is quite short. The Visa Authorities merely wish to confirm if you are a genuine applicant who will not stay back in Europe illegally. It is highly advisable to have a confirmed accommodation booking under your own name, along with the return travel tickets.After filling the forms, you have make the payment of Rs. 5850 per application and take an appointment. We picked the earliest possible appointment, which was on the next day. Print all the necessary forms including your Application Form, Application Checklist, Appointment Letter, Receipt, Passport Xerox, Travel Tickets, Hotel Reservations, Income Tax Returns, Bank Account Statements, Marriage Certificate (in case your spouse’s name is not mentioned in your passport), Travel Insurance, Cover Letter (explaining why are you applying for Visa) and anything else pertaining to your trip. It is better to give them extra information rather than have your application rejected over lack of sufficient information.signNow the Visa Application Centre before time. They have a token system and there is a certain waiting time there. We took nearly 3 hours to complete the entire process as our token number was being skipped due to some computer fault.As we were travelling together in a group, all our documents were bunched together for submission. The biometric data will be taken and you will be asked to leave immediately after all this.We received a mail and SMS after 2 days that our processed application was dispatched from Delhi. We picked up a sealed package with our name from the Application Centre on Day 3. When we opened the package, we had obtained the Visa on our Passports.Overall, it was a pretty simple procedure and it is easy to complete it by yourself with some guidance from the VFS Helplines. If you have all travel documents and finances in place, then you can confidently apply for the Visa without worry of rejection.FYI - Embassy norms dictate that one must obtain UK Visa prior to Schengen Visa irrespective of which country you enter first, if UK happens to be on your travel itinerary.

Oh my gosh, I love this question.  I'm going to spend a lot of time on this answer!Financial Skills:  How to open a checking and savings accountHow to balance a checkbook, emphasizing the use of debit cards and how banks process transactions"Credit" - What is it, how do you build it, how do you repair itCredit Cards - How interest works, how to take advantage of rewards and balance transfersLoans - What are the different kinds of loans, how do you get them, and what's involvedInvestments - What is the stock market and how does it work, what are Treasury Bonds, and what's an IRA.  How do those things factor into a wise investment strategy for your retirement?Taxes - How taxes work, what deductions are, how to file a 1040EZ formTipping - How to quickly calculate a tip and split a tab at a restaurantHow to read a contract and interpret "fine print"Health Skills:Medical Insurance - how it works, what it costs, how to get itHow to fill out common medical and dental formsHow to find a general practitioner, dentist, and so onBasic First Aid - CPR, the Heimlich, how to treat minor injuriesHome Skills:How to cook!  You don't need to be on Master Chef, but learning how to cook a few basic dishes, how to use a knife properly, use basic kitchen appliances, and so on.How to clean!  I have no idea how so many kids don't know how to vacuum, sweep, dust, do dishes, make a bed, and clean and fold laundry.How to grocery shop - picking fresh fruit and vegetables, planning your shopping and meals, etc.How to use hand tools - hammers, axes, handsaws, et ceteraHow to move - opening or transferring utility accounts, moving companies, apartment and home leases.How to sew a button onHow to fix a running or clogged toilet.Life Skills:How to plan and budget your time!How to think critically.Negotiation - Preparation, discussion, clarification, negotiate, agreement, and implementation.Leadership!  Vision, strategy, people skills, managementCONFLICT RESOLUTIONStress management!Problem solving!Study Skills:OrganizationTime managementFinding legitimate sourcesNote-takingCritical readingEssay planning and compositionAcademic referencingHow to use search engines effectively!Employability Skills:How to write a resume and a cover letterHow to interviewProfessional communications skills (both written and verbal)Interpersonal skills in a professional environmentProfessional developmentPublic speaking!How to use a computer - Windows, Google, and MS Office basics at a minimumPersonal:How to interact with the policeHow to tie a tie!How to iron clothesHow to establish a healthy exercise routineHow to maintain proper personal hygeine and groomingMANNERS - It varies from culture to culture, but the underlying principles of all manners remain constant: a respect for others, and a desire to treat all people with honesty and consideration – just as you’d like to be treated.Alcohol:Knowing your limitsHow to mix a basic set of drinksTravel: How to book airline tickets and hotelsHow to pack wellHow to travel lightAutomotive:How to drive - Actual skilled instruction on driving, a la Teen Safety & Survival - Skip Barber Racing School, both automatic and manual transmissionsThe basics of how a car worksThe basics of car maintenanceHow to change a tireHow to parallel parkHow to jump start a carWhat to do if you get into an accidentRead a road mapSex:Comprehensive sexual education including the vectors and effects of sexually transmitted infections, what are and how to use the various forms of contraception, what is PrEP, etc.The Campsite Rule - Leave them in better condition than you found themSafe, Sane, and Consensual - How to have safe sex, do it while you're sober, and with full informed consent from your partner.

It is better to tell the truth and shame the devil. Get an FIR at your nearest police station and attach it with your application. It requires a first hand visit to the British consulate if you are applying through the online system as it might not accept if you leave it blank. Good luck.

First thing first “Finalizing the Visa Consulate”:If you are planning to tour more than two countries in the Schengen area then apply for visa to the embassy/consulate of the country you will be residing in for most of the travelling days, often referred as the main destination. If two countries have the same number of days then choose the one where you are planning to land or exit.In case you do not have a fixed itinerary (not recommended, though), and you plan to visit several countries in the Schengen area randomly, then apply to the embassy/consulate of the country which you are entering first.Since now you know which embassy you need to apply, next is how to apply and what are the documents required.Long trail of documentation:The most painful part is this, where you need to prepare the documentation. I will keep the checklist simple and provide rationale on why they ask for the particular document which will help you understand the significance of it and you can produce a substitute, if possible and required1) Valid passport (issued within the last 10 years and with at least 3 months validity after the scheduled return; passports with observations regarding the front data page are no accepted) with at least two empty pages Nothing much to say, of course you need a valid passport. Since the maximum stay with a Schengen visa can be of 90 days, so 3 months validity is required on the passport. Two blank pages, because one will have Visa sticker and the other page will have Indian immigration stamps and the stamps from the Schengen country where you are landing and exiting.2) 2 passport pictures according to biometric specifications, not older than 6 months Go to the studio and get a photo of the dimension 35 mm in length and 45 mm in height. Your face (the start of the hairline in the forehead till end of your chin) should be between 32 mm to 36 mm. Get the photo in a light background, white is preferred. Detailed information can be obtained here Cheap Tip: Do not go to any fancy studio and spend a bomb on just the photo. The consulate needs a clean and clear photo with the above mentioned specifications (which are very general) and not for featuring you as a playboy model, so save the buck.3) Leave letter of your company (if employed)This letter serves as a proof of return to your own country, so make sure the letter clearly states your designation, since when you are working with the company, leave dates (mandatorily covering your entire stay), date on which you will resume your duties.No-objection certificate of school or university (if student) This is pretty much same as the above.4) Proof of financial status If employed:Payslips of the past three months / employment contract Provide either of them, not both. Provide three latest Payslips, as it clearly states how much you are earning and if you are capable of surviving a European trip. This document helps the Visa officer gauge your financial status and also validates that the money earned is legal.If self-employed:Certificate of Proprietorship or other proof of ownership (proof of land title, proof of income from agriculture (sales form) etc.) 5) Income Tax Return (ITR) form or Form 16(Certificate of Income Tax deducted at the source of salary)It ensures that all the fund in your bank account is earned legally. Though my experience is that, they hardly care how you have earned the money. If they see there is enough fund available in your account then they are fine.6) Personal bank statement of the past three months with sufficient fundsHere they look into couple of things; first, money in your account is sufficient to cover your entire stay in Schengen area during your travel period. Second, the fund has not been deposited all of a sudden to inflate the available balance. I have written below in detail on how much you should show in your bank account, so keep reading. The bank account statement can be online, but make sure it is a bank statement with details of transaction and not just an account summary. You can show travelers cards (with statement stating available balance), credit card statement, and fixed deposits in your name or joint accounts. If anyone is sponsoring you (like your father or mother), a sponsoring letter addressed to the consulate from him/her and his/her bank statement for last 3 months.7) Proof of accommodation for your entire stay in the Schengen area.This is vital, I have read and heard personal experiences where the Visa has been cancelled due to discrepancy in accommodation arrangements. Make sure you have confirmed hotel bookings with details of the property owner/manager and property details (address). If you are staying at friends/relatives place then copy of their passport (with valid residence permit, in case of non-EU citizen) and an invitation mail will be sufficient as long as you are sponsoring your own stay.8) Flight and transport reservation Again, very vital. Many applications got rejected because of fake bookings. DO NOT make a fake reservation. Search for flights which has minimal cancellation charges and book your flights well ahead of travel date (45-60 days prior) to get a good deal. If you are travelling within Schengen countries then it is advised to show them train/bus bookings for inter-nation travel. One need not show travel details within the country, say if you are travelling within Italy (Rome to Florence) then need not show prior bookings. But if you are travelling from Italy to Switzerland then it is advised to show a confirmed booking.9) Travel Insurance Vital to get visa and also for your own sake. If something unwanted happens and you need to avail medical services then you will be ripped off everything as healthcare is expensive in whole of Europe. The travel insurance must cover Euro 30, 000.00 in case of hospitalization and must cover emergency medical evacuation and repatriation of remains. The list of approved travel insurance companies can be fetched here.10) Proof of civil status Marriage certificate, birth certificate of children, death certificate of spouse, ration card if applicable or Aadhaar Card.11) 1 copy of your passport’s data page Print the first two pages and last two pages of your passport in an A4 size paper.12) Residency proof, if address in the passport falls outside the jurisdiction region of the consulate: Which consulate or which region you can apply? You can apply at the region (North, South, East or West) where you are residing for last 6 months.This is something none of the blogs available in the internet have mentioned clearly. In case you are a domicile of different region and applying at a different region (domicile of Uttar Pradesh, North and working in Bangalore, South for last 3 years), or simply if the address mentioned in your passport does not fall under the jurisdiction region of then consulate then you need to provide either a copy of your rent agreement, or a letter from your company HR clearly mentioning your address or some utility bill (electricity, water or telephone bill).13) Duly filled application form Kept at last, because it is important. You can either fill an online application (recommended) or also can fill an offline application. German consulate online application can be filled here , similarly other Countries’ application form can be found in the respective VFS website. Self-Declaration Form can be found here, required only for German consulate. It is recommended to fill the online application form, it not only saves time at the application center but also legibility is better than the handwritten one.14) Cover Letter A letter addressed to the consulate you are applying. It must contain the followingPurpose of visit (tourism, visiting friends or family)Detailed itinerary If you have a sponsorExplain your personal relationship with your sponsor and the reason why they will be sponsoring your tripIf you cannot submit any of the required documents, write about the reasons why you cannot submit and explain alternative documents that you may have submittedYou can also mention the reasons why you will not overstay the visa period (employment, personal assets, etc.), explain your rootedness to the countryCool Tip: You can attach the itinerary separately which will enhance the readability of your letter.Write to me at universallocalite@gmail.com if you require a specimen cover letter or template of itinerary, I will be more than happy to help you with one.Visit my blog-How to obtain a Schengen Visa-Rules and tips

Take a 10-30 minutes walk every day. Sit in silence for at least 10 minutes each day. Sleep for 7 hours. Live with the 3 E’s — Energy, Enthusiasm, and Empathy. Play more games. Read more books than you did the previous year. Spend time with people over the age of 70 & under the age of 6. Dream more while you are awake. Eat more foods that grow on trees and plants and eat less food that is manufactured in plants. Drink plenty of water. Smile and laugh more. Don’t waste your precious energy or time on gossip. Forget issues of the past. They’ll just ruin your present happiness. Don’t have negative thoughts or things you cannot control. Instead invest your energy in the positive present moment. Realize that life is a school and you are here to learn. Problems are simply part of the curriculum that appear and fade away like algebra class but the lessons you learn will last a lifetime. Eat breakfast like a king, lunch like a prince and dinner like a beggar. Life is too short to waste time hating anyone, so don’t even try. Don’t take yourself so seriously. You don’t have to win every argument. Just agree to disagree. Make peace with your past so it won’t spoil the present. Don’t compare your life to others’. You have no idea what their journey is all about. Don’t compare your partner with others either. What other people think of you is none of your business. No one is in charge of your happiness except you. However good or bad a situation is, it will change. Your job won’t take care of you when you are sick. Your friends will. Stay in touch. Get rid of anything that isn’t useful, beautiful or joyful. Envy is a waste of time. You already have all you need. No matter how you feel, get up, dress up and show up. Call your family often. Your inner most is always happy. So be happy. Each day give something good to others.

How to prepare for IBPS POIn theory, there is no difference between theory and practice. But in practice, there is.- Yogi BerraBefore you start your preparation you must be aware of the every nitty-gritty of this exam. For the details, Visit official website of IBPS ( http://www.ibps.in), download IBPS-PO notification and go through it to know every crucial details about the exam like exam pattern, negative marking, scheme Of examination etc. Examination structure consists of three phase :Preliminary ExaminationMain ExaminationInterviewBefore preparation, we must know the previous year cut-offs and type of questions asked in last year exam. So , please search for IBPS-PO-VI exam analysis on http://www.bankersadda.comCut-off Score  IBPS-PO-V ( Pre & Mains)IBPS-PO-VI ( Pre & Mains)Interview The total marks allotted for Interview are 100. The minimum qualifying marks in interview will not be less than 40%, weightage (ratio) of CWE (Main exam) and interview will be 80:20 respectively. The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Main Examination of CWE PO/MT-VI and Interview. Therefore, if you want to get selected in the final list, you need to score 20+ marks more than cutoff in Main Examination, i believe.  IBPS PO-VII will be schedule in the month of October7 Oct 20178 Oct 201714 Oct 201715 Oct 2017& mains will be in the month of November26 Nov 2017.Now, let's start with the preparation part. We need to prepare for the 5 different sections viz.Quantitative AptitudeReasoningEnglishGeneral AwarenessComputer AwarenessENGLISHTopics to focus onReading ComprehensionCloze TestSentence Correction and sentence ImprovementSpot the errorFill in the blanks ( single filler & double filler )Para jumbles ( Arrangement & odd one out)Vocabulary ( synonyms & antonyms)Para completionTips for EnglishStart reading. Read newspaper. Newspaper is going to help you in preparing current affairs as and it will build up your comprehension ability .For Grammar, Refer to Plinth of paramount by Neetu Singh. Don't try to cram all the rules, just go through them and in examination, trust your instincts.Noun, subject-verb agreement, articles & preposition , these are important chapters.Learn Vocabulary and idioms & phrases given in book.Start practicing from a test series or from online quizzes.Reasoning AbilityTopics to focus onSeating arrangement ( Linear, circular, square)Coding-DecodingMathematical InequalitiesBlood relationsSyllogism & reverse syllogismPuzzlesDirection and DistanceClassification/AnalogySeries (Alphabetical, Number & mixed series)Ordering and rankingMachine Input-OutputLogical reasoningCause & effectStatement & ArgumentStatement and and course of actionStatement & assumptionDrawing inferencesData sufficiencyTips for ReasoningLearn how to solve every type of questions with the help of a teacher or from online YouTube channelAdda247Feel free to learnMahendra GuruUnacademyWhen you done with concepts, start solving previous year question and test series. Practice is is the key .Computer Awareness Topics to focus on :Tips for computer AwarenessComputer Knowledge is a section; in which if you’ve done the right preparation you easily score marks.Get any computer Awareness booklet & go through it twice and start solving questions asked in previous examinations.Go through bankersadaa computer capsule.Quantitative AptitudeTopics to focus onSimplification & approximationPercentageProfit, Loss & discountTime and WorkRatio and Proportion & partnershipInterest (Simple and compound)Number Series(Missing & Wrong)Quadratic EquationsMixture & AlligationTime, speed & distanceBoat & streamTime & WorkPipe and cisternAverage & AgesData interpretationLine GraphBar GraphPie-ChartTabulationMix diagramsRadar graphCaseletsCircle & mensurationData sufficiencyPermutation & combinationProbabilityTips for Quantitative aptitudeLearn concepts of all the chapters using Class notes of Rakesh Yadav Sir or Quantum Cat by Sarvesh K. Verma or from YouTube VideosLearn square of numbers upto 30 , cubes upto 15 & tables upto 20.Practice 50 questions for each chapter and then start solving mock papers & online quizzes.General Awareness (Banking Awareness)Banking Awareness & static GK from bankers adda capsule ( or from any coaching booklet)Glance through the newspaper everyday. Read Business section carefully & editorials related to economy.You will find a lots of fodder points below the images in newspaper.Go through the current affairs of atleast 4 months before the exam date.Refer to The Hindu monthly review by bankersadDaBankers adda capsuleStudyIQ weekly current affairs on YouTubeTest Series Career Power & Olive board are best.Important websites and applications that can be of immense help in preparation :  Websites:http://www.ibps.inwww.rbi.org.inwww.bankersadda.comwww.affairscloud.comYouTube channels :UnacademyAdda247Mahendra GuruFeel free to learnStudyIQMobile Applications :Adda247grade upThe HinduVocab24P.S. : A million dollar advice  A mock a day keeps the failure away.Happy Practicing!!!

Hi Nayra,Have a detailed day wise plan for your preparation.Students who have entirely dedicated a few months for the upcoming RRB and IBPS exams and have started their preparation recently or are about to start, then this blog will guide them in making their schedules efficient..(8-10 hrs of studies combined with smart work needed to bring you to the top, hence making you the cream...SO HERE GOES:)QUANT:Daily 2 hrs of quant (going up to 3 hrs for weak students) will go a long way in improving your speed. During this time brush up chapter wise concepts along with a lot of practice questions .Note:1)Note down neatly in a separate hand out or book any short-cuts or important questions that you come across and need to memorize so that you can go through them regularly.2)You could also make voice recordings of tables from 1-30, squares, and cubes on your phone and keep listening to them to help you memorize, ENGLISH:I am sure the common problem that most of you face is confusion as to what would be the correct answer, or all seem correct while solving error corrections, fill in the blanks etc . Well let me tell you something English is very much like maths, the more you work on your basics and concepts( i.e. rules of grammar) the faster and more accurate you get at each step.So time to open your school grammar books like Wren and Martin with solution and also K Kundan English practice plus concepts book for banking and SSC or any book for that matter which explains English grammar and rules in details. Keep revising them regularly. Also practice daily with bankers Adda quizzes.HENCE DAILY 2 HRS ARE A MUST!!!.REASONING:Not a very difficult section and at the same time very scoring too. Yet we often make the mistake of not being regular with it by taking it for granted.So give it 1-2 hrs daily depending at what level you are currently at.If you know the concepts then 1 hr is good enough and if u are still at the learning stage then 2 hrs will be needed.NOT A SECTION TO BE IGNORED AS DURING THE EXAM BATTLE EACH MARK COUNTSGENERAL KNOWLEDGE AND CURRENT AFFAIRS:Start by reading the newspaper daily be it Hindu or any other fit for competitive exams, special focus on financial news relating to the banking sector. Go through the GK capsule given by BA and other lists on a regular basis.So 1 hour to newspaper and another hour to Bankers Adda capsules and other lists..THE MOST IMPORTANT ADDITION IS TO GIVE ONLINE EXAMS!!! YOU CANNOT AFFORD TO NOT DO THEM.....The more you practice these the better prepared you will be at the time of the real exam.Buy any online exam portal like career power exam series and give one exam every alternate day and on the other days analyse the exam that you had given on the previous day. Note down or bookmark(i.e. save) all the important questions that you come across.So 3 days in a week take exams and other 3 days do a detailed analysis of those exams.FOLLOW THIS SCHEDULE MONDAY TO FRIDAY>On weekends i.e. Saturday and Sunday do subjects like Computers and Banking Awareness plus revise all that was done on weekdays be it important questions or Gk, etc

I started my preparation just after I filled up the application.My preparation startegy are as followEnglish: Honestly didn't even have a book of this subject, no practice at all. But always the most scoring section for me. Because I read alot of articles, I mean a lot. That helped me to spot errors easily without even knowing what kind of rules were being applied.Descriptive: Hadn't even for once typed a letter or essay on a computer. Typing on the mains exam day was my 1st. But here too my article reading habit helped me. Scored 17/25.Quantitative: My base was strong and every concept was clear to me. But I know myself that even if I put my serious efforts in this section I could have scored 20 at best. So, I relied on this section just for the sectional cutoff.Reasoning: My hard work and practice were on this section. Seriously I practiced puzzles a lot. Every puzzles I could get my hands on. And that helped me in making this section a scoring one.Banking Awareness: haha.... couldn't give any suggestions on this.Summing up, I relied hugely on English and Reasoning. So, identify your strong area and polish it so well that it shine very brightly.Luckily in my 1st attempt I attended interview and hopefull to make it into the final list.Cleared prelims with just .75 marks above the cutoff.Cleared mains with 84.88 marks.P.S.I'm someone who took 6 years to graduate with just 45.9% (3rd Division).Edit:Luckily got BOI my 2nd choice.And freakishly shocked with my interview marks. Got 70.95/100 . My interview was not that good. Didn't even know abbreviation of SIDBI, examples of MSME and many more ….I think they mostly gave marks for my confidence and jolly nature shown in the interview.

Holidays or spending vacation out somewhere in a foreign land is one of the ways majority of tourists love to spend at. Spending vacation in a faraway place brings refreshment from a monotonous life. But sometimes it is not possible to spend a great amount of money on a luxurious trip and so few places that fit in your budget seem good. Vietnam is among one such place that is attracting tourists day by day. So are you up for holidays and looking forward to spend some quality time with your friends or family on a trip to Vietnam?Vietnam Visa is required for most of the foreigners for entry and exit from the three international airports of Vietnam; Da Nang, Hanoi, and Ho Chi Minh City.But one thing that you might be wondering is how to get Visa on arrival. Continue reading to know how can apply for Visa on arrival for Vietnam.How to Apply for Vietnam Visa on Arrival:Things have been made much easier now for tourists as now you don’t need to bother about getting Visas before handed. Visa on arrival has made things much easier and worry free now. You just need to follow simple steps and instructions and you are done with the process.Visa on arrival application Form: Before departure tourists are advised to arrange for Vietnam Visa. For this they need to apply online for the “Approval Letter” first. Then they receive a letter by email, and then on their passports they get Visa stamped on arriving at Vietnam Airport. This is known as “Visa on Arrival”. You get the approval letter within two days.First you have to fill up the entry and exit form. You can complete the fill up process before arriving on Vietnam’s International airport to save time. Click the link here “Visa form” to download the PDF form and then take a print out to fill up. For photo requirements see the document notes.Tourist/Business Visa: First fill out this easy ‘’application form” online. For this you will need to know at which airport you will be arriving and also the arrival date.Next through online only you will have pay the servicing fee for Visa.Then within next two days after this you will receive an email of the official Approval Letter of Vietnam Visa, issued by the Immigration Department of Vietnam.Then download and print the Approval letter. According to noted instruction on the letter arrange two (4x6) cm photos of yourself.Then bring all of these photos, Approval Letter, and the stamping fee of the Government along with any other necessary documents and passport with on your Vietnam trip.Once you arrive at the destination on your allotted Vietnam airport, you have the show the approval letter and the photo at the Immigration office.Pick up Visa at the Airport: On landing you will get to see Visa on Arrival office or landing visa counter. Then hand over the passport, copy of the approval letter, and one stamp size photo of yours.Stamping fee that you need to pay is 25 for single entry, and for multiple entry $50. Then you get back your passport along with Visa.This is how you can get Visa on arrival for Vietnam. Once all the procedures are done enjoy a lovely trip to Vietnam. The process area easy and smooth so no worries just follow the above instruction carefully and go through them as it is said, fill up the form correctly and you are all done.