California 8 Hour Annuity Training Course 3rd Edition Answers Form
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People also ask
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Which of the following focuses on preserving and distributing assets?
Estate planning involves determining how an individual's assets will be preserved, managed, and distributed after death.
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What is the California annuity training requirement?
What is the California annuities training requirement? California law requires Life licensed agents to complete eight hours of California specific annuities training prior to soliciting individual customers in order to sell annuities.
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In what year is the bonus in a bonus annuity contract normally credited?
Quite a number of fixed-rate and annuity contracts offer a bonus rate for deposits in the first year or for the initial premium. A few companies offer a bonus for deposits made during the first few years.
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Which of the following is the most common bonus in a bonus annuity?
The most common type of bonus in a bonus annuity is a percentage bonus, where the insurance company adds a predetermined percentage of the initial premium to the account value.
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For what period do surrender charges normally apply in a multi-year guarantee annuity?
Most surrender charge periods are between three and 10 years. The six- to eight-year range is quite common. If you withdraw money from an annuity during its surrender period, you may have to pay a surrender charge.
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How does an annuity bonus work?
In an attempt to attract purchasers, some insurance companies offer variable annuity contracts with "bonus credits." A bonus credit is the extra amount an insurance company agrees to add to the value of your contract-usually a specified percentage (typically ranging from 1% to 5%) of the payments you make during a ...
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In what contract year is the bonus in a bonus annuity contract normally credited?
First Year Interest Rate Bonus – Usually, a set percentage of additional interest that is added to the base interest rate of an annuity contract and applied during the first year.
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How many hours of training is a producer required to take before soliciting annuity products?
California requires Life-Only agents to complete eight hours of California specific annuities training prior to soliciting individual customers in order to sell annuities.
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