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FAQs
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If you do not have health insurance and have to go to the hospital for major surgery what can you do to make your bill lowered?
Sadly, more Americans find themselves in this situation with insufficient resources to cover the costs of modern medical care without health insurance.You can work out a payment plan with the hospital after agreeing to a lower total bill. Some hospital systems do this for patients, others do not. The hospital writes off the part you do not pay.You can file bankruptcy as this will wipe out the debt for the hospital bills. This is one of the leading causes for bankruptcy in America and is termed medical bankruptcy. The hospital then writes the debt off.You can choose not to ever pay it. The debt will go to collections and they will hassel you endlessly for 5–7 years. They may even try to garnish wages or other sources of money you may get in order to get the debt paid. Eventually, they give up and write the debt off after years and years.~Chris -
If you have a Google voice number added to your regular phone number, will your outgoing and incoming calls show up on your phone bill?
Calls made using a Google Voice number will not show up on your regular phone bill, the Google Voice number will show.Calls received, depend on whether your Google Voice is set to pass through the Caller ID or or display the Google Voice number. -
Does a company have to allow you to take an advance on your paycheck if you request it? How can you preemptively find out if your company will allow you to take an advance?
Best way is to ask HR. If there is no benefit like that available, then ask if HR has a way for you to take advance against your accrued vacation time should you need it.Usually such asks are situational and at discretion if your manager and/or HR/Management. It might be an exception rather than a normal benefit to avoid misuse.Sone really large established companies would help employees take a loan to help them buy homes etc. I know when we moved with a couple of the really big companies, they helped pay for closing cost if we chose to buy/sell to facilitate.It does not hurt to ask. -
How much it irate you when an insurance company reject your final hospital bill and you need to pay full bill amount?
It is obvious that any genuine claimant would get irritated. Normally a health insurance claim is rejected only if the disease (for which claim has been made) either pre-existed before policy was purchased or falls under exclusions. There could also be reasons like Sum insured getting exhausted, issues with identity of the claimant or a simple one that hospital is not there in the TPA network. In the latter situation, the hospital bill would be reimbursed by insurer even if settlement was made out of pocket. The Policyholders need to be aware that false declarations made in either proposal or claim form could result in claim rejection. However majority are not aware. -
How do I pay my hospital bill here in the United States with no health insurance (not even Medicaid), money, credit, or friends?
If you are financially unable to pay to see a doctor, many hospitals have sliding scale fee programs that give you a discount up to 100% for care and prescriptions. Find out how to apply for sliding scale assistance.The first thing you should do when you receive your bill is to contact the finance department to make payment arrangements. The hospital will take as little as $25 a week, but this will not guarantee the debt will not be reported the the credit bureaus.The hospital can can also take off a percentage of your bill, if you pay the whole or an agreed amount off.If you have no way of paying at all, the hospital can completely write off your debt off, but the debt will appear on your credit for up to 7 years. Check with your hospital to see what assistance programs they have in place.[1]Footnotes[1] http:// http://freefinancialhelp... -
If you have a warrant out for your arrest and your in the hospital, what will they do to you?
Depends on a lot of factors. If you just go to the hospital for treatment and don't say anything about the warrant, and do not cause problems for the staff or other patients, it is doubtful the police would ever know you are there. Even if they do come looking for you, depending on what the warrant is for, they may not enforce it. If they do, then here is the upside. They are not going to drag you out of the hospital if you are getting treatment. If they take custody of you, the government becomes responsible for you.If you need health care, go get it. The police are not going to come looking for you.
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