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What was your experience being a bank teller?
What you experience as a teller seems to vary on not only the bank you work for, but the branch you work in. For instance, my experience as a teller is probably very different than those in a lot of other bank branches because I work at a branch that has a lot of higher end clientele. We do a lot more catering and hand-holding than other branches do, and sometimes have to bend the rules a little to get things done.My day starts with me putting up my stuff in a secure area in the break room. If I’m opening, I disarm the alarms and do the morning walk-through with another teller. Then we deal with all the daily duties like getting the work together from earlier that week to send to the main office, putting together the sell for the armored truck, or auditing one of the many machines or vaults we have.I get out my drawer, boot everything up, finish putting the Nightdrops in the system, and then I wait. The morning is usually slow, so we spend a lot of time talking and trying to entertain ourselves… or trying not to fall asleep. Businesses show up a little later in the morning usually or throughout the day. And from there its an array of change orders, trying to sort out the mass of bills and checks sometimes neatly put together and sometimes crammed in a bag with such little care that it could take you 5–10 mins just to sort into some sort of order. But you get through all that and then you wait some more… and you wait some more…. and you wait some more… Given, a lot of branches are actually busy, so there is very little waiting involved, and much more trying not to lose your mind. But this is my branch.There’s a lot of checks being cashed, checks and bills being deposited, and people asking what their balance is. You get the occasional person bringing in their change to cash out. Or you get to let someone into their safe deposit box. That’s all the easy part of being a teller.The hard part is the questions you have to answer and the regulations that you have to follow. Telling people “I’m sorry I can’t do that,” and then having to try and explain why, because they don’t understand. It’s a lot of filling out forms. If I had a dollar for every slip I’ve had to fill out for someone I would’ve nearly doubled my paycheck every month. All of that is monotonous, though. And it can drive you crazy after a while. But the part of my job I really enjoy are those rare instances when I feel like I can actually really help someone. To put in the extra mile and teach someone who’s concerned about counterfeit 20s in her yard sale how to tell the difference between what’s real and what’s fake. To teach someone who doesn’t know English very well how to write out English numbers on his checks so he can pay his employees. It’s painstakingly going through every transaction with someone on their banking statement and showing them the result until they’re satisfied. It’s teaching high school kids how to fill out their first bank deposit form. It’s letting someone know their driver’s license is about to expire. It’s always been the small things that really make the job worth doing to me.But in between all of that, there are the vast arrays of paperwork that have to be done every day. Phone calls for all the check, debit card, and foreign currency orders. Followed by writing out hold logs. Trying to fill private banking’s little tasks. Occasional product phone calls can be assigned, which can take anywhere from one minute to an hour and thirty depending on the number of calls and the type. There’s filling out the occasional credit card application for a customer or a direct deposit request form. Then there’s the federal reporting forms that have to be filled out occasionally depending on the circumstance. In our branch, we also get a large amount of loan work that gets sent our way, so that takes up some time as well—completing their transactions and being essentially front-line secretaries. There are of course sales goals to fill, but at least in my bank, my job doesn’t rely on me reaching my goal.Even with all that seriousness, some of it can be very funny. Like the truck who ran over lane 4. Or the fact that our ATM is constantly on the fritz and has a taste for eating people’s checks. Or when we’ve accidentally sent two tubes to the same lane. Or that guy who came in wanting to withdrawal $2000 in 1s for a wedding… or someone who chose to deposit an entire tub full of coin. There are days when I go home wanting to scream, and then there are days when I smile from ear to ear, but in the end, I love my job. It may not be an end game for me, but I have very few complaints. I work for a good company, and for now, that’s good enough for me.As for advice… the only thing I can tell you is… try to find joy in the small things. Be kind and people will often be kind to you.
How do I request for a new SBI debit card with the EMV chip when they have already sent me one and I forgot to activate it?
Thanks for A2A.Since you have not mentioned whether you still have the card that bank has sent you. So I am dividing the answer into two cases .Case 1. If you already possess the card and forgot to activate it yet given that it is still within its expiry date. Then it still can be activated just by visiting your nearest SBI ATM and then generating the pin from there but don't forget to carry the registered mobile number as well. As for creating the pin the bank will send an OTP at that momentCase 2. If you have lost the card, then you need to put a fresh debit card request either by visiting the branch or through NetBanking platform. But you will have to pay a charge for the reissuance of the card this time.Hope this helps.
What are some brain hacks that a neuroscientist or a psychologist knows that most people don't?
You can rewire your brain!This is possible due to Neuroplasticity.Neuroplasticity refers to changes in neural pathways and synapses which are due to changes in behavior, environment and neural processes, as well as changes resulting from bodily injury To be honest, the brain is a dynamic entity undergoing changes all the time. As you read this innocent sentence, some neurons in your brain have fired and some synapses have become stronger. Voila! Your brain has been rewired a bit. But I am not talking about these sort of 'boring' changes which occur all the time.What if I told you, your actions can physically alter your brain? Some parts become larger than usual while some parts begin performing tasks they normally don't?László Polgár is the father of the famous "Polgár sisters": Judit, Susan and Sofia. He is an expert in chess and believed that "geniuses are made, not born". Before he had any children, he wrote a book entitled Bring Up Genius!, and sought a wife to help him carry out his experiment. He found one in Klara, a schoolteacher. He home-schooled their three daughters, primarily in chess, and all three went on to become strong players. Susan Polgar became the first female to earn the Grandmaster title.Because of her intense training, her brain had encoded chess board configurations and she was able to not only recognize these configurations but also what moves she had to do from there to win. Show her a random chess board setup that is infrequent her brain is just as slow as normal chess players. So what was happening? A scan of her brain activity showed she was using the part of the brain that recognizes faces to identify chess board configurations. This part of the brain is really developed in humans and face recognition is something humans are really good at. The hours of practice she had put in playing and studying chess had radically changed ho she used her brain to play it.Some of you might be thinking that it was because she got her training from childhood that she was able to become an expert and this fact is useless to someone older.Not really. Recent studies have shown although neuroplasticity declines it still can be made use of in older ages.The Sea Gypsies are a seafaring people who spend a great deal of their time in boats off the coast of Myanmar and Thailand, have unusual underwater vision -- twice as good as Europeans. This has enabled Mokens to gather shellfish at great depths without the aid of scuba gear. How do the Moken do this? They constrict their pupils by 22 percent. The brain orders the body to adapt to suite its needs. Another example of neuroplasticity has been found in London taxi drivers. A cab driver's hippocampus -- the part of the brain that holds spatial representation capacity -- is measurably larger than that of a bus driver. [from Neuroplasticity: You Can Teach An Old Brain New Tricks ]As children we have lots of free time and our brain is really quick to grasp new skills and ideas. To make significant changes to the brain as grown ups one needs to exercise it regularly and focus on really specific tasks like learning to play the guitar or solve spatial puzzles. Because of the constraints of being social and other reasons, people miss out on this. It has been observed that spiritual leaders and prisoners of war have been able to develop extra-cognitive skills simply because of the immense amount of time they put in meditation, mental exercises and thought experiments. Plasticity can also be observed in the brains of bilinguals (Mechelli et al., 2004). It looks like learning a second language is associated with structural changes in the brain: the left inferior parietal cortex is larger in bilingual brains than in monolingual brains.I'll end with some interesting bits from The Brain that Changes ItselfLearning and brain exercises slow age-related mental declines. For example, education necessitates extra branches among neurons to accommodate the new information; new branching increases the volume and thickness of the brain that would otherwise decline with age.Physical exercise promotes the creation of new neurons in the brain. Yet another reason to start that walking program.Specifically designed brain exercises have been shown to improve brain function in children and adults with learning disabilities.The brain undergoes measurable, physical changes as we think. Computer technology can now use these measurements and changes to allow paralyzed people to moves objects with their thoughts.Researchers at UCSD have used imagination and illusion to restructure brain maps and ‘trick” the brain into managing phantom pain and some forms of chronic pain.Performance can be improved through visualization because action and imagination can activate the same parts of the brain. People have learned to play the piano or achieve greater results in athletic endeavors through mental practice. Is it time to visualize eating a nice salad?[from Neuroplasticity Research Shows “Old Dogs” Can Learn New Tricks!]
How can we fill out an online ATM form?
Have you asked your bank? I am unsure of what you want to accomplish. If you have an acount you can transfer funds online; from savings to checking via bill pay. Otherwise I can not tell you how to solve your problem. Sorry that I am unable to help, perhaps someone else can.
What is it that we as Indians are collectively doing wrong?
Taking Ola Share and Uber Pool for granted.Yes! All of us take these pooled rides for granted, and there are many people who consider the cab drivers their personal chauffers!We like understanding through examples, don’t we? So here’s a small story:I booked an Uber Pool some time ago in Kolkata. My destination was Quest Mall and there was another rider whom we had to pick up at the Kali Temple, Kalighat. Coincidentally, the Driver himself was the owner of a fleet of 13 cars which he was exclusively running for Ola & Uber. He came to fill in for one of his Drivers who had a medical emergency. Before the next pickup at Kalighat he narrated his story, we had a brilliant conversation on how he went on to start his Taxi Business and now one of his children is doing his M. Tech at IIT-Kharagpur and the other child is doing his Bachelors in NYSU. (I’ll reserve this rags-to-riches story for another question)He then told me about the how irritating it was to operate Uber Pool. When I asked him what exactly the issue was, he politely asked me to wait and told me what I told you guys: “I’ll give you a live demonstration”Within no time, he got a call from my fellow traveller whom we were supposed to pick up. The phone was on speaker, and the traveller was speaking in Hindi:T: “Hello Bhaiyya. Where are you?”D: “Sir, I’ve just crossed xyz road. Navigation says I should be picking you up in 7 mins”T: “What were you doing until now?! It’s been 10 mins that we’ve booked our cab”D: “I understand sir. But I’ve had another passenger to pickup. Plus a lot of traffic because it’s the weekend”T: “Why is there another passenger?”D: “You booked an Uber Pool sir!”T: “OK OK. Fine. Just come fast”And then the driver looked at me, gave me a smile and said: “This is part-1 of the movie. More action after the interval” and both of us burst out into laughter. He then politely asked me: “Sir, I understand you might be a bit late. But if you want to understand the true Indian rider mind set, would you mind sitting in the cab for a little longer?”“Absolutely not an issue”, I said.“Then you’ll have a great learning today. Part-2 begins”, he said and picked up his phone, asked the Traveller for directions.T, without hesitation: “Take a left there, then take a right. You’ll find a narrow lane that should fit a Chevy. Beat. Take that lane. Come down to the end, and then take a left”D: “I understand sir. But if you can just walk for 50m, I can avoid all those narrow lanes and pick you straight at the main road. And your co-passenger won’t be discomforted as well”T: “But you have to come to the pickup point. How dare you ask me to walk for 50m? Is that why we booked the cab? You either tell me whether you are coming to pick me up or not”D: “Sir, all I’m asking you is to just walk for 1 minute. And both of you won’t have any unnecessary delays. Also I can save some time avoiding U-turns, so it’ll be mutually beneficial”T: “I don’t care if you’re saving time of your other passenger. I booked a cab so that you can serve me well, so that you can pick me up from my home. If you can’t, then so be it. I’ll cancel my booking”D: “No no sir. Please don’t do that. I’ve almost reached your location. I will have to go all the way around and waste the time of multiple people. On my way sir”This is what we’re all collectively doing wrong. We don’t care if it’s a regular Ola/Uber or if it’s a Pool. We are only concerned about our pickup.In case of a Pool ride, it’s supposed to be symbiotic, where all passengers are supposed to understand each others’ constraints and proceed to the nearest pickup point that will minimise hassles for all the co-riders.But alas! Not many people do that.Plus there are people who abuse & insult the Drivers as though they are salaried chauffers working for them. To all such people: NO BOSS. You don’t have any authority over them. They are working to feed their own families just like you might be. It’s just a difference of profession: You might be a Businessman. He/She’s a Driver. In the end, both of you earn the same money. It’s only a difference in magnitude.I hope my answer will help sensitise people on very simple issues of collaboration and Dignity of Labor.Cheers.EDIT:The other side of the coin is misbehaviour from Drivers, ride cancellations etc. I couldn’t agree more with the comments. I guess almost every Ola/Uber rider has faced these situations. But having said this, I believe we should uphold our end of the responsibility. Just because some Driver was not good enough, does not mean that all others are bad too. There are some things we can’t change in a short time. We can only hope that by us being responsible, we can instill the same sense of responsibility in others as well - not instantly, but gradually at leastI did forget about the waiting times. The “Bhaiyya bas 1 minute” (Brother, just 1 minute) and then taking 15 minutes, making the other passengers wait - is another headache indeed.Really humbled by the no. of upvotes. Thank you.
How do I respond to a request for a restraining order? Do I need to fill out a form?
As asked of me specifically;The others are right, you will likely need a lawyer. But to answer your question, there is a response form to respond to a restraining order or order of protection. Worst case the form is available at the courthouse where your hearing is set to be heard in, typically at the appropriate clerk's window, which may vary, so ask any of the clerk's when you get there.You only have so many days to respond, and it will specify in the paperwork.You will also have to appear in court on the date your hearing is scheduled.Most courts have a department that will help you respond to forms at no cost. I figure you are asking because you can't afford an attorney which is completely understandable.The problem is that if you aren't represented and the other person is successful in getting a temporary restraining order made permanent in the hearing you will not be allowed at any of the places the petitioner goes, without risking arrest.I hope this helps.Not given as legal advice-
I lost my passbook and doesn't know account number. How do I get help
As Thomas Strickland said, take your ID card, preferably UID or PAN and the ATM card if you have one and visit that branch where you have your account.Give a letter of request for a duplicate passbook to the manager.Of they have a application form, just fill out the form and submit.
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