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FRS Investment Plan QDRO Instructions and Model Language Guide Form

FRS Investment Plan QDRO Instructions and Model Language Guide Form

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hi this is denny artacci a district partner with the palm beach school district and my message today are all those in the investment plan now a lot of people have made changes for whatever reasons maybe they don't have a spouse maybe they thought they were going to make money in the market but if you're already in the investment plan you have available to you an actively managed portfolio through the self-directed brokerage window so what does that mean what's the difference well you certainly have good choices with lifestyle funds and certain mutual funds that you have but what if the market changes what if we have corrections or if interest rates go higher and you're heavily weighted in a bond portfolio and that bond portfolio could be heavily affected by interest rates changing but more importantly wouldn't you like to have a tailor custom tailored portfolio based on your risk tolerance based on the fact that maybe you don't want to st

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