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hey all right good morning everyone thank you for joining the Litchfield a special wrist and colony specialty combined under the hood a review of the traditional garage coverage form we have with us Sandy zoom okay I'd butcher that sandy is with us without further ado sandy and you go ahead and take off Thank You Danielle welcome everyone I'm so glad you could take the time out of your busy days to join us today in this meeting the plan is by the end of the meeting we will have broken down the garage coverage form into three key parts liability garage keepers and physical damage before we get into the details we need to look at two key definitions the first one of course is the definition of an auto the auto is any land motorized vehicle trailer or semi-trailer and this can include motorcycles are these trucks campers farm tractors forklifts anything of that nature you need to make note that it does not mention that it needs to be licensed for Road use so just any land motorized vehicl

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