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ACH Form CUNA Mutual Group

ACH Form CUNA Mutual Group

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Instructions and help about ACH Form CUNA Mutual Group

did you know time is ticking for the ach file holders that's right come march 19 2021 the new third window for same-day ach payments takes effect making it even more difficult to hold ach files not meant to settle that same day still sound greek to you let's break it down a little bit the effective entry date of an ach transaction is supposed to be used by originators to tell their financial institution when they'd like their payments to settle to the receiver's account as long as the effective date is filled in correctly and sent to the ach operator in the proper time frame the transactions will settle on the date intended easy peasy right not exactly some companies who originate ach payments have routinely used stale or invalid dates in the effective entry date field of the file either intentionally or simply because they never implemented the ability to use current dates since the effective entry date triggers when the payment should be sent through t

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