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Inside  SchoolsFirst FCU  Schoolsfirstfcu  Form

Inside SchoolsFirst FCU Schoolsfirstfcu Form

Use a Inside SchoolsFirst FCU Schoolsfirstfcu template to make your document workflow more streamlined.

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Video instructions and help with filling out and completing Inside SchoolsFirst FCU Schoolsfirstfcu Form

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Instructions and help about schoolsfirst fcu api

Hi I'm jean chalky and this is your savvy money minute brought to you by school's first Federal Credit Union, so you want to raise your credit score, so you can get lower credit card interest rates easier credit even better new job prospects you need to understand credit utilization I know it sounds complicated, but it's simple it's a ratio how much credit you have versus how much you use, and it can make up to 20 to 30% of your credit score example say you have an outstanding balance of $400 your credit lines $2,000 divide your debt by your credit in this case it's 0.2 or 20% that ratio is great a credit utilization ratio of under 30% helps your score one common mistake thinking that closing a credit card account will raise your score our friend Lori did that but look at her ratio fewer cards means a lower credit limit to raise her score pay down her balances by $1,000 and keep her credit lines open at $5,000, and she said 20% here comes a better credit score and better financial hEva

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