Studentaid Gov Sites DefaultPublic Service Loan Forgiveness PSLF Student Aid Form
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People also ask
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How do I know if my student loans are forgiven?
How do I know if my student loans are forgiven? The Department of Education will notify you when your application is approved, and your loan servicer will update you once your loans are forgiven. Keep an eye out for any correspondence from your servicer via email or mail, and regularly check your loan balance online. -
What are the new rules for PSLF 2023?
A major one: Starting July 1, 2023, borrowers will receive credit toward the 120 total PSLF payments they need even if they make them late, send partial payments, pay in installments, or are in forbearance or deferment. -
Can I apply for PSLF and debt relief at the same time?
This includes all federal Direct loans, as well as federally-held FFELP loans. Borrowers can receive simultaneous credit towards both IDR and PSLF under this program, although PSLF borrowers can only receive that credit if they submit properly completed PSLF Employment Certification forms. -
Can I apply for Biden loan forgiveness and PSLF?
You can technically submit a combined PSLF/Employer Certification Form prior to consolidating, but you must consolidate in order to get forgiveness. If you already hold Direct Loans, there is no need to consolidate. -
Is PSLF the same as student loan forgiveness?
Public Service Loan Forgiveness (PSLF) allows qualifying federal student loans to be forgiven after 120 qualifying payments (10 years), while working for a qualifying public service employer. -
Can I apply for PSLF and student loan forgiveness?
Yes. However, you must submit a PSLF Form showing that you were employed full-time by a qualifying employer at the time you made each of the required 120 payments. -
Can I apply for student loan forgiveness if I applied for PSLF?
After you make your 120th qualifying monthly payment for PSLF, you'll need to submit the PSLF form to receive loan forgiveness. You must be working for a qualifying employer at the time you submit the PSLF form and at the time the remaining balance on your loan is forgiven. -
Do defaulted loans qualify for PSLF?
Defaulted Direct Loans are not eligible for PSLF. However, a defaulted loan may become eligible for PSLF if you resolve the default. Learn how to resolve the default through rehabilitation or consolidation.
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