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 RETIREE HEALTH CARE ACCOUNT RHCA ASSETS at MERRILL 2019

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my child's father passed away and I have to set up a trust for him it has to go through a bank and I cannot invest the majority of the funds myself if you had to choose between ticker qcrh and Merrill Lynch who would you choose and why qcrh is smaller and family and friends and friendly it seems but who will make better Investments for my children in the long run so this is such a tricky tricky topic and I'm going to be brutally honest with you so first of all I dug into qcr never heard of it at some Midwestern operation that works across five states and I looked at everything you could imagine but I looked at a investor report that they issued in January 2023 very new and they were boasting about one thing and that was the biggest red flag I've seen in quite some time so they were proud okay that commercial loans represent approximately 90 percent of their loan portfolio in billions you can see here the commercial real estate being that big blue block and as you know that is scary and

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