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Excess Policy Form

Excess Policy Form

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Instructions and help about Excess Policy

hello everyone my name is raymond macmillan in this video i'll be talking about excesses franchise and deductibles the reason is some people think you have to pay for this when you start the insurance policy not at all an excess is simply a small amount which you contribute to a loss at the time there's a claim if there is no claim you don't pay any excess it is couched in the policy it is noted in the policy as payment required for each and every claim prior to there be in excess under the policy in the early century it was an franchise ladies and gentlemen look over franchisee used to work let's say the policy had a 500 pound franchisee it meant the insured or you the ordinary citizen would have would be paying all claims up to that 500 limit however from the time the claim hits a 500 on one pound the insurer appears the full bill but guess what ladies and gentlemen there was a time the insurance doing their research and they say but all the claims com

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