The CAPS GROUP Benefit Election Form Long Term Care Unum

Instructions and help about THE CAPS GROUP Benefit Election Form Long Term Care Unum

I am here today because I offers you a benefit called long term care insurance during the next few minutes I'll show you why most people need this coverage and how they use it we'll look at specific features of this plan and why today's test timing to benefit more important than ever let's start with a little bit more information about the plan some people are confused by the term long term care this is the type of care you would need if you cannot perform what's known as the activities of daily living this care can be received at home in an assisted living facility or in a nursing home and one important thing to remember is that long-term care is not always for the elderly these can also happen during our working years due to an accident or serious illness such as Alzheimer's here are the levels of care that are covered under this plan Home Care is an essential part of the coverage we know that most if not all of us would prefer to stay in our home to receive the care we need the most