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An in Depth Look at VA Loan Requirements and Guidelines  Form

An in Depth Look at VA Loan Requirements and Guidelines Form

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good afternoon everyone thank you for joining us for today's training on how to structure bank statement loans we've already covered this earlier on another uh training but this is a very important uh segment of non-qm lending so I want to make sure to those of you that have um seen our training on bank statements before we revisit it and those of you that have not are aware of all the opportunities uh in bank statement loans so let's get right into it bank statement loans are a loan which uses the borrower business personal or comingled which means combining both bank statements to calculate the monthly income we can use 12 or 24 months worth of bank statements uh bank statement loans are for self-employed borrowers only please do be aware that um we have uh different options you have U Bank saving loans where we can also combine other income types that the borrower or co-borrower may have like W2 income profit and loss asset utilization or 1099 so who are the

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