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Economic Hardship Deferment Request Direct Loans Form
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People also ask
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What is a hardship deferment request?
A deferment is a period during which you are entitled to postpone repayment of your loans. Interest is not generally charged to you during a deferment on your subsidized loans. -
What is the economic deferment?
A deferment is a way to postpone paying back your student loans for a certain period of time. The economic hardship deferment is available only if you have a federal student loan. You are eligible only if you are not in default on your loans and if you obtained the loans on or after July 1, 1993. -
Are Direct Loans eligible for loan forgiveness?
The PSLF Program forgives the remaining balance on your Direct Loans after you've made the equivalent of 120 qualifying monthly payments while working full time for a qualifying employer. -
What qualifies as economic hardship?
In order to qualify for an economic hardship deferment, the borrower's monthly gross income must not exceed the greater of: the monthly gross income of a minimum wage earner; OR the monthly gross income of a family of two at 100% of the poverty line.
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