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Pharmacy Use and Costs in Employer Provided Health Plans Rand Form

Pharmacy Use and Costs in Employer Provided Health Plans Rand Form

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be doing I think the first is you need to be able to break away from having a carrier manage everything inside of your health insurance program you've got to break up those misalign incentives and conflicts of interest the best way to do that is to become partially self-insured and there's a number of things that you can do to make it safer than fully insuring I've talked about that in Prior episodes I'll link to those in the comments as well but the very first step is to become partially self-insured the second step is is to carve out these vendors from the carrier we don't let the carrier manages these things like Pharmacy Benefit Management we shouldn't let them do our Administration we should build in additional programs that allow our employees to get access to care at a lower cost than what the traditional network will pay and the third thing we should be doing is incentivizing our employees to use these additional care programs and

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