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FANNIE MAE DEBT SECURITIES Form

FANNIE MAE DEBT SECURITIES Form

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hi everybody um pretty cool topic today is the 2024 Fanny May Freddy MAAC uh changes to underwriting uh we get small um additions and subtractions uh from underwriting guidelines that come out all throughout the year um but a lot of times there are some really big ones that are announced uh in advance of new calendar year and so that's what I'm going to just walk you through today just a couple of them uh starting with number one the biggest one for 2024 is that you can now do uh just a minimum 5% down uh down payment on a two three and four unit conventional loan um beforehand you could have done 5% down on a duplex a two unit but then you'd have to be under an income limit um and it was a very strict income limit usually you had to be within 80% of the area median income um and then outside of that uh if you wanted to do uh a three or four unit you had to go FHA um you could also do a 2unit um FHA but there was something called the feasibility test uh that com

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