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Trapping Louisianas Working Families in a Cycle of Debt  Form

Trapping Louisianas Working Families in a Cycle of Debt Form

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[Music] debt collectors is a really specific law called the Fair Debt Collection Practices Act from the late 70s when Congress decided that there was a lot of abuse going on and debt collectors were being rude to friends and family that law says now if you've ever been in debt you know that you get a lot of calls and oftentimes they'll call your friends and family too they get the numbers for you from your friends and family sometimes from your credit report and sometimes from the references that you put in on credit applications like if you've applied for a loan recently you might remember it asks for contact information for people who know you sometimes you put in your wife or your your parents or coworkers or something like that so they get those numbers and and creditors sell those numbers to debt collectors along with the account after you stop paying so debt collectors will call anyone they can find related to you in an effort to pressure you to pay you the loan usually what that

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