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We Are a Credit Union Form
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People also ask
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Why would someone go to a credit union?
Higher Savings Rates and Lower Loan Interest Rates Everyone loves saving money! That's why so many people are drawn to the lower loan interest rates and higher savings rates most credit unions offer.
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What does being a member of a credit union mean?
When you join a credit union, you aren't just a member, you're a part owner. Credit unions are not-for-profit financial cooperatives owned and controlled by the members themselves. As a result of this structure, the decisions made by credit union managers and board members are in the best interest of the members.
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What is Wecu credit union?
Whatcom Educational Credit Union operates as a credit union company that offers consumer financial products and services.
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Why use a credit union instead of a bank?
Benefits of Credit Unions vs. Banks. Credit unions go beyond standard banking, offering lower fees on loans, higher dividend rates on accounts, and more personalized member benefits. Unlike for-profit banks focused on maximizing shareholder profits, credit unions are member-owned, non-profit financial institutions.
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Is it good to belong to a credit union?
What Are the Major Advantages of Credit Unions? Credit unions typically offer lower closing costs for home mortgage loans, and lower rates for lending, particularly with credit card and auto loan interest rates. They also have generally lower fees and higher savings rates for CDs and money market accounts.
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Is Wecu a good bank?
Recognized by Forbes WECU has been awarded 2nd place among Washington State Credit Unions by Forbes! This recognition is a testament to our commitment to excellence and our dedication to serving our members.
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What does being a credit union mean?
A credit union is a not-for-profit financial institution that accepts deposits, make loans, and provides a wide array of other financial services and products.
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What does it mean to belong to a credit union?
When you join a credit union, you aren't just a member, you're a part owner. Credit unions are not-for-profit financial cooperatives owned and controlled by the members themselves.
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